VP, Portfolio Credit - HSN

Synchrony Financial Stamford , CT 06901

Posted 1 week ago

Job Description:

Role Summary/Purpose:

Assume ownership of full life cycle credit risk management for HSN (Home Shopping Network) portfolio. Provide Credit Risk Management reporting and analysis for assigned portfolios with primary accountability for identifying and managing consumer credit risk, across all components of the cardholder life-cycle through data gathering and analytics. Support and interact with the HSN (Home Shopping Network) client teams, and with key contacts throughout Synchrony.

Essential Responsibilities:

  • Work closely with retail clients to minimize both Synchrony Financials' and the retailer's risk, while continuing to grow the portfolio

  • Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio

  • Prepare and present client facing and leadership team presentations to facilitate informed decisions

  • Be a leader in driving enhanced strategies, using champion/challenger leanings to manage credit and fraud risk

  • Provide analytics and input for deal and promotional pricing activities

  • Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements

  • Coordinate planning cycle with client teams to ensure consistency in business plans

  • Responsible for providing clear guidance to the organization on risk appetite and prudent growth

  • Maintain effective and credible challenge of critical decisions and business processes

  • Perform other duties and/or special projects as assigned


  • Bachelor's degree and 7+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 11+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.

  • Proficient in SAS/SQL or other related analytic tools

Desired Characteristics:

  • Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.

  • Strong analytical skills, highly comfortable working in a quantitative environment.

  • Experience operating as part of a cross functional team.

  • Use of advanced technical & analytical competencies in driving effective strategic goals.

  • Strong communication and presentation skills.

  • Familiarity with consumer lending products and practices.

  • Advanced experience with SAS/SQL or other related analytic tools.

Eligibility Requirements:

  • You must be 18 years or older

  • You must have a high school diploma or equivalent

  • You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

  • You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

  • New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 24 months' time in position before they can post. All internal employees must have at least a "consistently meets expectations" performance rating and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance requirement).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Reasonable Accommodation Notice:

  • Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

  • If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am 5pm Monday to Friday, Central Standard Time.

The salary range for this position is 85,000.00 - 170,000.00 USD Annual

Salaries are adjusted according to market in CA and Metro NY and some positions are bonus eligible.

Grade/Level: 12

Job Family Group:

Risk Management

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Managing Director Distressed Credit


Posted 4 days ago

VIEW JOBS 3/21/2019 12:00:00 AM 2019-06-19T00:00 KEY RESPONSIBILITIES * Lead, build, direct research coverage for a designated sector * Cover the sector by producing valuable content through relevant company contacts, buy-side contacts and in-depth research perspectives on companies and industries * Produce profitable revenue and manage expenses as a successful business unit * Expected to demonstrate strong leadership and management skills * Work effectively across multiple business lines within our entrepreneurial culture * Achieve results in a high-paced, team-oriented environment * Provides content for all of Hedgeye's digital media offerings, including Web, Mobile, Video and Audio SKILLS REQUIRED * Strong quantitative skills with a focus on financial modeling * The aptitude to quickly develop client relationships. * Acquire and retain a profitable client base * Excellent analytical and writing capability EDUCATION/WORK EXPERIENCE * BA/BS with strong academic performance * Significant equity research experience (buy side or sell side) * 7 – 10 years of experience * Series 65 license will be required Hedgeye Stamford CT

VP, Portfolio Credit - HSN

Synchrony Financial