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VP, Credit Risk Reviewer - Wholesale

Expired Job

Citigroup Inc. Irving , TX 75061

Posted 4 months ago

About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi's Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients' and the public's trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

Position Objective:

Fundamental Credit Risk (FCR) provides independent, objective, reliable, valued, and timely assurance to the Boards of Directors of Citigroup and Citibank, the Risk Management Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management, and regulators over the effectiveness of credit risk management and the ability of the Business and Independent Risk to identify, monitor, and mitigate current and emerging credit risks across Citigroup and Citibank.

The Credit Risk Reviewer is responsible for execution of Business Monitoring and Reviews in accordance with the FCR Manual, monitoring and evaluation of Institutional Clients Group, Citi Private Bank, and Citi Commercial Bank portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and engagement of relationship bankers and risk managers in the course of Business Monitoring and corrective action follow-up where applicable

Key Responsibilities:

  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of the assigned relationships

  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements

  • Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities

  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides

  • Review of relationship-level file testing prepared by FCR Credit Risk Analysts and Guest Reviewers

  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business

  • Accountability for the quality and consistency of Credit Assessment Documents

  • Support of Credit Review Senior Managers, Credit Review Portfolio Managers, Region Heads, and FCR Management on regional and/or global tasks

  • Proactive communication to Credit Review Senior Managers and Credit Review Portfolio Managers of any concerns and/or emerging risks that may jeopardize the assigned Review Entities

  • Travel required (15% to 50% depending on Region)


  • Demonstrable financial services experience including 5-6 years of credit experience in corporate, commercial, or retail banking

  • Good knowledge of capital markets products, including derivatives

  • Fully conversant in credit policy matters with proven sound judgment

  • Regulatory experience or relevant experience in a similar role at another institution is desirable


  • Strong analytical skills, with the ability to identify root causes and trends and anticipate horizon issues

  • Strong project management skills

  • Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

  • Strong interpersonal skills, with the ability to build relationships and exert influence without direct authority

  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)


  • BA/BSc or higher in business, finance, or a related field
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VP, Credit Risk Reviewer - Wholesale

Expired Job

Citigroup Inc.