Vice President Of Mortgage Lending

We are seeking a Vice President of Mortgage Lending for the Home Loans Portfolio - NOLA Department.

Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack. Buying and maintaining a home is a source of slack and stability for families. The VP of Mortgage Lending for New Orleans, serves an integral role in our mission and the tangible impact to our members.

This role is responsible for the leadership and oversight of the underwriting, closing, secondary marketing, collections, and foreclosure functions for Credit Human's Home Loan business in New Orleans, LA. Credit Human offers agency and portfolio loan options so the incumbent of the role must have skills and experience to lead and manage a diversity of lending requirements and apply them in a way that creates value to our membership. The VP of Mortgage Lending for New Orleans must manage their area productively and compliantly within the dynamic trends occurring in the marketplace.

If you have skills to manager other managers, inspire teammates to achieve desired results, and motivate with enthusiasm, you should apply right away!

Highlights:

• Lead, coach, develop, and mentor subordinates by setting objectives and providing context to ensure compliant and efficient home loan originations

• Ensure regulatory training requirements are met

• Measure and monitor productivity and capacity levels to maximize output

• Continuously develop and refine processes within the Underwriting, Closing, and Collection functions to deliver work with increasing quality and pace while reducing waste, redundancy, and variance

• Advance and expand knowledge of factors impacting loan performance and business unit management to enable the growth of a sustainable portfolio

• Accountable to ensure compliant operations and a positive image

Experience:

Required

• 7 years of experience in the management of or directly involved in underwriting, collection, foreclosure, and loss mitigation of 1st and 2nd lien mortgage loans

• 5 years of experience managing managers

• Expert knowledge of Fannie Mae underwriting and documentation standards

Preferred

• 5 years of experience in portfolio underwriting
• 5 years of experience managing a New Orleans Home Loans portfolio

Education:

Required

• Bachelor's degree or 15 years of the work experience listed above

Licenses & Certifications:

Required

• Eligible for the Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

Preferred

• NMLS registered

Skills & Knowledge:

Required

• Mastery of leadership skills to include business acumen, persuasive communication, effective delegation, and the empowering and development of people

• Skilled at developing, interpreting, implementing, and complying with policies and standards for credit and collections

• Understanding and management of credit risk theory and the application of knowledge to create desired loan performance

• Detailed knowledge of and experience in all functions required to lead a compliant and effective mortgage lending operation

• Understanding of laws and regulations pertaining to home lending and collecting

• Able to proactively solve problems by understanding its root cause and implementing systemic solutions

• Gather, analyze, and utilize conclusions from empirical data when making decisions that affect current and future business

• Ability to lead others to achieve desired results

• Effective verbal and written communication skills

• Mathematical skills to execute statistical computations

• Persuasive communication and analysis skills

• Ability to organize and direct company resources

• Must be able to represent Credit Human in a professional manner within the business community

• Ability to establish and maintain effective relationships

• Basic understanding of the concept of determining productive capacity and its utilization

• Basic knowledge of financial statements

Schedule: Monday-Friday, 8:30 am-5:30 pm

Salary Range: $112,000 to $120,000 annually

Flexibility: On site, in office; not remote or hybrid

Level of Work: 3B

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.