Are you an experienced Underwriter looking to progress your career in the Mortgage industry? If so, we need you!
At Independent Bank, we know that you want to be independent, with career growth and stability from an employer you can trust. Investing in your career can feel overwhelming when there are so many choices, and we understand your time is valuable. We are committed to making a positive difference in the lives of our clients, shareholders, and the communities we serve, and will empower you to Be Independent.
About the Job:
Reports to the Assistant Vice President of Underwriting. Responsible for managing production volume, providing efficient turn times, and performing the usual personnel duties of a Underwriting Team Lead . Responsible for managing production volume & underwriting assignments, ensuring that the team is manufacturing quality loans, and assisting the AVP of Underwriting regarding loan scenarios and escalations.
Why You Should Apply:
Competitive compensation package.
Accommodating and flexible paid time off.
A knowledgeable, goal-driven, and exciting team of colleagues.
Exposure to different areas of banking and the ability to work with leaders within the industry.
Community-focused events and volunteer opportunities.
What You Will Do:
Responsible for daily underwriting assignments.
Ensures loans are moving efficiently and effectively through the mortgage process.
Assist in training of the mortgage underwriters, junior underwriters, and account managers.
Responsible for making loan decisions on portfolio loans.
Assisting Sales Manager and Loan Officers to structure loans.
Assisting the underwriting team with loan escalations.
Assisting the AVP of underwriting with loan defects, repurchase requests, & early payment defaults.
Underwriting of 1st. submissions during peak volume.
Completing Adverse Action second looks.
Ability to work in a fast pace environment and ensure that team is manufacturing loan quality.
Performs other duties as assigned.
What We're Looking For:
Bachelor degree in business or related field preferred.
5+ years overall lending/underwriting experience is required, including FHA, VA, MSHDA, FNMA, FHLMC, and Automated Underwriting experience.
2+ years management experience also required.
Strong written and verbal communication skills, as well as organizational skills are needed.
Strong oral and written communication skills, and strong organizational skills.
Be Bold. Be YOU. Be Independent!
Independent Bank Corporation