Underwriting Specialist

EMC Insurance Group Inc. Des Moines , IA 50301

Posted 4 months ago

At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees.

Essential Functions:

  • Analyzes and monitors a moderately complex book of business

  • Provides analysis and guidance to all branch underwriting staff in determining the acceptability of business

  • Recommends pricing strategy by discussing underwriting philosophy, policy forms, rating approaches and underwriting techniques

  • Assesses coverage, limits, and pricing and provides branches with authorizations

  • Researches and coordinates the administration and development of programs

  • Reviews proposed changes in rules, rates, and forms for various lines controlled by ISO, or other bureaus, and company programs

  • Analyzes premium and loss data and other key reports for company programs, lines of business and branches

  • Participates in underwriting audits and analysis of branch offices' underwriting procedures


  • Bachelor's degree preferably in insurance or business administration or equivalent work experience

  • Six years of commercial underwriting experience

  • CPCU designation or other underwriting-related designations preferred

Knowledge, Skills & Abilities:

  • Thorough knowledge of underwriting techniques, terminology, policies and forms

  • Excellent underwriting judgment

  • Ability to make sound decisions

  • Excellent written and verbal communication skills

  • Ability to speak effectively before groups

  • Strong teamwork and self-direction abilities

  • Demonstrated problem-solving abilities

  • High standards of professional competence

  • Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards will be required if traveling

Our employment practices are in accord with the laws which prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

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Underwriting Specialist

EMC Insurance Group Inc.