Underwriting Analyst

Norcal Mutual Insurance Company San Francisco , CA 94118

Posted 3 months ago



Reporting directly to the Underwriting Manager in the San Francisco, CA office location, the Underwriting Analyst will assist and support the Underwriting Department in providing exceptional customer service levels for policyholders, agents/producers and internal customers. The Underwriting Analyst will also handle policy processing for new business, renewals, and ongoing account maintenance. This is a great opportunity to start or continue a career in insurance. On the job training and growth opportunities are provided.

Essential Functions:

Support the development, growth and maintenance of an assigned book of business working directly with the UW staff.

  • Responsible for providing support to the Underwriters through account maintenance within underwriting authority. Process all policy new business, endorsements, renewals and routine mail in their assigned book of business

  • Perform specialized rating functions (e.g. quotations for large submissions, Hospital and Facility rating, etc.).

  • Prepares non-automated policy forms, letters and documents; send to appropriate clients (insured/agent)

  • Processes out-going mail - bundling and movement to CS mailing files, etc.

  • Provide exceptional customer service to incoming callers & emails and communicate as needed to the underwriters to obtain additional information.

Support Underwriting efforts to develop, cultivate and strengthen relationships with our Agency/Broker partners.

  • Provide assistance to the Underwriters in the assigned territory by preparing necessary policy documents prior to Agency/Broker visits.

  • Maintain highest level of customer service and produce accurate work with minimal mistakes.

  • Understand and achieve productivity requirements to meet Company objectives.

  • Demonstrates a sense of urgency and consistently meet processing deadlines per company customer service standards.

Maintain and develop strong technical skills including both product and system knowledge.

  • Demonstrate expert system skills Oasis, Image Right, MIC5, RIGS in the assigned territory.

  • Has an exceptional understanding of NORCAL Group's products (policy, endorsements and rating tools) in the assigned territory.

  • Work with IT and/or Business Analyst to troubleshoot, coordinate and communicate system problems.

  • Serve as primary tester representing Underwriting interests with system upgrades, new releases, etc.

  • Proficient in running established data warehouse reports

Maintain strong relationships internally to support the UW Team efforts as well as cross departmental and cross office.

  • Maintain an organized approach to managing the multiple tasks of a high volume desk.

  • Plan ahead for peak workload times.

  • Flexibility to support other team members as needed based on volume of workloads.

  • Participate in assigned projects and departmental efforts as an active and positive team member.

  • Clear, constructive communication with other team members to address needs and concern.

  • Mentors less experienced underwriting personnel on rating, policy processing and system issues.

Fiscal Responsibilities:

Expenses: N/A

Required Driving: N/A

Non-Essential Functions: None

Physical/Environmental Working Conditions:

  • General office environment is primarily sedentary work which requires the following physical activities: standing, sitting, walking, reaching, lifting, finger dexterity, grasping, repetitive motions, talking, hearing and visual acuity.

  • The employee must occasionally lift and/or move up to 10 pounds.

Exposure to LCD on a daily basis

A moderate noise level is usual

  • Occasional, minimal travel may be needed


  • Associates Degree or combination of education and experience.

Experience Required:

  • Minimum of 2 years of related experience preferred.

Skills Required:

  • Strong verbal and written communication skills.

  • Problem Solving/Decision Making with strong organizational skills.

  • Ability to effectively multi-task.

  • Proficiency in MS Office including Word, Excel, PowerPoint, and Outlook.

  • Excellent, accelerated computer skills.

  • Must have strong attention to detail with accuracy and minimal errors.

  • Ability to work independently in a collaborative team environment.

  • Interpersonal effectiveness and positive attitude.

NORCAL rewards eligible employees with competitive salaries and a superb benefits program including the following:

  • Excellent Health Benefits including Medical, Dental & Vision effective on 1st day of employment

  • Employee Bonus Program

  • Healthcare Flexible Spending & Dependent Care Accounts

  • 401(k) and 401(k) match program plus 3% non-elective employer contribution

  • Wellness Reimbursement

  • Adoption Assistance Program

  • Education Reimbursement Program

  • 7.5 hour work days 37.5 hour work week

  • 4 weeks of PTO per year at time of hire and accrued per pay period

NORCAL is an Equal Employment Opportunity Employer

This description portrays in general terms the type and levels of work performed and is not intended to be all-inclusive or represent specific duties of any one individual. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

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Underwriting Analyst

Norcal Mutual Insurance Company