Underwriter

Spring EQ Philadelphia , PA 19107

Posted 2 months ago

Underwriter

Who Are We?

Innovation is at the heart of everything we do at Spring EQ. While working in a fast-paced, entrepreneurial environment, you are given the opportunity to collaborate with co-workers to make every customers interaction with Spring EQ a great one.

What Are We Looking For?

Spring EQ is seeking an Underwriter to join our rapidly growing team. This position will be an active member of the Operations team at Spring EQ. The Underwriter will provide leadership to the Operations Fulfillment Analysts and work with the underwriting team to review loan files.

Position Responsibilities-

  • Provide guidance and mentoring to Operations Fulfillment Analysts to develop processing work flow in accordance with company guidelines

  • Work in partnership with Underwriting team to develop skills in reviewing loan files to evaluate borrowers credit worthiness, ability to repay, and strength of collateral

  • Helps facilitate communication between borrowers and fulfillment team members to ensure that all closing deadlines are met for a best in class borrower experience

  • Manage inbound requests from internal and external customers and ensure timely and accurate is provided within prescribed time frames

  • Engage customers in process to obtain necessary documentation to complete loan fulfillment process

  • Review documentation provided by borrower to ensure documents provided meet the requirements for loan approval

  • Complete verification of employment according to company polices

  • Order, track, and review 3rd party services (appraisal/Flood/Title)

  • Perform other job-related duties and special projects as required

What is Important to Us?

  • The Basics:

  • 3+ years of experience processing mortgage loans in a retail origination process

  • Excellent understanding of TRID requirements

  • Proficient understanding of loan origination technology

  • Proficient knowledge of basic documentation requirements to issue an underwriting decision

  • Ability to multitask, problem solve and efficiently manage time.

  • Displayed accountability with a strong track record of meeting deadlines and keeping commitments.

  • The ideal candidate will have a self-starter mentality with the ability to solve open ended business challenges.

  • The ideal candidate will enthusiastically contribute to a culture of innovation and continuous improvement.

  • The ideal candidate will know how to collaborate with team members in a remote environment while also working independently with minimal supervision.

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Underwriter

Spring EQ