Underwriter & Relationship Manager I

RESPONSIBILITIES #Ll-Remote

• Underwrite consumer indirect and direct loan applications, review credit criteria, evaluate consumer credit bureaus, approve/deny consumer loans within limits of lending authority. Underwriter primarily works independently, but on occasion will review applications with a Level II Underwriter or Regional Indirect Manager

• Provide underwriting support as needed to branch offices

• Execute underwriting objectives within Indirect Lending Administration including underwriting policies, procedures and guidelines, centralized dealer management, ongoing due diligence, compliance and fair lending, service standards

• Execute process to add new dealers and terminate dealer relationships

• Monitor and analyze reports from CRIF related to dealer activity, volume and delinquencies

• Establish working knowledge of competition in the indirect market

• Communicate possibilities for continual improvement and business development to regional

• Responsible for promoting indirect lending initiatives

• Participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks

• Maintain industry knowledge and complete ongoing training and development

• Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks

• Deliver a consistent, high level of service within our Serving More standards

• Other duties as assigned

COMPETENCIES

• Interpersonal/Customer Service Skills

• Written and Verbal Communication

• Ability to understand and follow directions

• Adaptable to change

• Basic Computer Skills

• Organizational Skills/Detail Oriented

• Able to Multi-Task or Juggle Priorities

• Problem/Situation Analysis

• Strategic Planning and Decision Making

• Ability to work as part of a team

SCHEDULE

This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. This position generally requires 40-45 hours per week. Responsibility can span seven days a week and include extended hours and selected bank observed holidays.

A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.

EDUCATION - CERTIFICATIONS - WORK EXPERIENCE

Bachelor's degree in finance, accounting, or business administration or equivalent work experience preferred

1-3+ years of prior experience with consumer lending preferred

Basic to intermediate knowledge of consumer lending policies, procedures, and regulations

Basic knowledge of other Park National Bank polices and procedures a plus

TRAVEL REQUIREMENTS

Regularly scheduled travel to dealers and Park National Bank affiliate offices is expected as well as participation in community events