D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for an Underwriter. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
Prioritize RUSH's, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
Indicate the conditions and approvals and enter the information into Loan Origination System or Empower
Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV's when applicable
Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Able to work overtime
Able to travel overnight
Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
Bachelor's degree from four-year college or university and/or two years of equivalent experience
FHA Direct Endorsement
Must have a valid and current Mortgage Loan Originator License as required per state regulations
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email
Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
The noise level is generally moderate
Strong written and oral communication skills
Excellent organizational skills and the ability to meet deadlines
Ability to accurately and efficiently process and record a large volume of data
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
Medical, Vision and Dental
Employee Stock Purchase Plan
Flex Spending Accounts
Vacation, Sick, Personal Time and Company Holidays
Build YOUR future with D.R. Horton, America's Builder.
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D.R. Horton, Inc.