Technician, Underwriting

AAA Auto Club Auburn Hills , MI 48326

Posted 1 week ago

The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

Primary Duties and Responsibilities:

Performs various risk analysis and support activities relating to either life or property/casualty or commercial insurance underwriting functions. Reviews insurance policies to ensure rating accuracy and completion and corrects policies within established limits. Prepares correspondence and reports. Maintains records and files. Reviews life/property/casualty/commercial insurance applications for rating accuracy and completeness. Verifies selected criteria for property/casualty or commercial insurance cancellation status or reviews conditionally issued life policies for accurate and complete input before files are released into master record. Verifies that any missing requirements have been waived and that all life insurance policies being mailed have underwriting approval on file.

Completes policy endorsement forms for additions or changes to property/casualty/commercial insurance policies or verifies that life insurance underwriter's instructions regarding premium class (standard, substandard) and exclusion of benefits applied for have been properly input into computer system. Maintains a variety of charts, letters and forms according to established procedures. May be required to review reports for discrepancies and correct errors. Types and develops graphs, reports, correspondence and form letters for additional information, records in diary and follows up according to established procedures. Maintains computer and manual diaries for underwriting action according to established procedures and assists in developing monthly reports.

  • Post REPORTS TO: Supervisor, Commercial Lines Underwriting for Fremont only


  • College level coursework in Business Administration or a related field.

  • Experience in the application of underwriting policies, practices and procedures.

  • IMS/POS experience with insurance transactions.

  • CPCU, IIA, LOMA or other insurance-related coursework.

  • Knowledge of company property/casualty/commercial insurance products and processing procedures.


Works in a temperature controlled office environment.

Required Qualifications:

Education (include minimum education and any licensing/certifications):

  • High School diploma or equivalent
  • 35 wpm accurate typing

Experience in/with:

  • PC software applications

  • Preparing business documents

  • Analyzing written directions and determining appropriate action

  • Problem solving

Knowledge and skills:

  • Underwriting policies, practices and procedures

  • Property/casualty/commercial insurance terminology

  • Communicate effectively with others

  • Perform basic math calculations

  • Review policies to ensure rating accuracy/completion and corrects policies within established limits

  • Organize, file and assemble documents

  • Work within a team environment

  • Present information in a clear concise manner

  • Track and log daily activities

For Life Insurance Postings also include:


  • CRT experience with life insurance transactions

  • Direct mail marketing processing

Knowledge and Skills:

  • Life insurance documents (policy print forms, schedule of benefits)

  • Life insurance terminology and products

  • Life policy delivery requirement forms

  • Direct mail product

  • Entering and balancing journal entries

  • Organizing and maintaining records

The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, 401(k), generous time off, a complimentary AAA Membership and much more!

The Auto Club Group, and all of its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

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Technician, Underwriting

AAA Auto Club