Technical Underwriting Consultant

The Opportunity

The Life Underwriting and UW Governance Technical Underwriting Consultant will support the Office of the Corporate Chief Underwriter (OCCU) within the Expense, Analytics & Governance organization by demonstrating accountability, agility, a dedication to being inclusive, a strong business acumen, and will show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo. We also value strong communication skills, a passion for learning, leadership traits, resilience, and self-awareness. We are Underwriting Governance, established in the MassMutual Operations Expense, Analytics & Governance organization.

The Team

This is a remote position so candidates must be comfortable working from home. Candidates must be self-motivated and disciplined and be comfortable working independently. Must be able to communicate and maintain working relationships via email, phone and chat.

The Impact:

• Demonstrate and continue to develop strong business acumen.

• Demonstrate a strong understanding of our underwriting policies, guidelines, practices and procedures and a willingness to champion changes to improve processes while maintaining mortality expectations.

• Provide recommendations around new tools and methodologies for risk selection.

• Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes.

• Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations.

• Think critically and problem solve using data to drive toward resolution.

• Interpret large sets of data and effectively communicate data trends.

• Consult with stakeholders on core issues and watch list items

• Openly share knowledge, information, and feedback, collaborating to identify solutions and supporting team success.

• Lean into new challenges as they arise. Be comfortable with ambiguity.

• Handle projects with a sense of urgency based on business prioritization.

• Distill information into concise summaries and tools for diverse internal audiences.

Minimum Qualifications:

• HS diploma or GED

• 8+ years of relevant work experience in Life Insurance Underwriting

• Minimum $5+ million life approval limit without second signature

Preferred Qualifications

• Bachelor's Degree

• Industry designations/education (FALU, FLMI, CLU) preferred

• 10+ years Mastery level knowledge of individual life insurance practices, underwriting standards and operations

• Confident communicator with strong written and verbal communication skills

• Be able to think strategically and influence others.

• Ability to partner with key constituents to support strategic and tactical development.

• A demonstrated track record of consistently meeting and/or exceeding performance expectations.

• Entrepreneur mindset - you drive your business forward with latitude for independent decision making.

• Proficient with Microsoft Office Suite and data visualization tools (e.g. Tableau).

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Underwriting Governance team

• Focused one-on-one meetings with your manager

• Access to mentorship opportunities

• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups

• Access to learning content on Degreed and other informational platforms

• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

#LI-JA1

#LI-REMOTE

Salary Range:

$110,400.00-$144,900.00

At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.

Why Join Us.

We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.