Incumbent is accountable for providing the Bank with sound, quality loan income, and has direct responsibility for Commercial, Real Estate, Energy and Professional and Executive lending activities, compliance to banking laws and regulations, and adherence to the Bank's policies and procedures. The incumbent directs and personally participates in the development of quality business through interactions with potential customers and maintains favorable banking relationships with existing customers.
The incumbent often represents the Bank at many community functions and must be able to effectively function with a variety of people in any situation. Must exercise good interpersonal and communication skills.
A minimum of eight year experience in credit and commercial lending activities is required. Credit analysis, accounting principles, banking laws/regulations and operations, management principles, marketing techniques, communication skills and economics acquired by a college degree and management training programs.
Incumbent must have prudent judgment in decisions involving lending activities and in handling of customers. Excellent oral and written communication skills are required.
Seek out and close loans to ensure the maximum success of the Bank's commercial lending activities. Manage Commercial Loan portfolio and constantly develop new business and enhance the existing business. Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified, and shall not be construed as a detailed description of all work requirements that may be inherent in the job.
First Financial Bankshares