The incumbent provides independent and objective analysis and monitoring of credit quality for more complex commercial loan portfolio. S/He assesses adherence to established policies and procedures to minimize losses and completes high quality underwriting documents on a timely basis, determines credit risk and mitigates and assigns credit risk rating.
S/He performs sensitivity or performs analysis where appropriate to proactively evaluate the future performance of a borrower or prospect. S/He assists Wealth Management relationship managers with loan application and process. Meets with clients to determine need and advise client on product selection and assist with loan approval process.
The qualified candidate will have a BA/BS in business or equivalent experience with 6+ years of commercial lending experience or 6+ years of commercial lending-related experience, such as credit recovery or credit policy, or 8+ years complex financial analysis with 4+ years of supervisory experience. Completion of a disciplined bank credit training program, specialized knowledge of complex products/businesses as required by the segment of business assignment is required.
S/He must have excellent communication skills, and knowledge of and experience in the use of computer software. An MBA is a plus.
BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer.
Minorities/Females/Individuals With Disabilities/Protected Veterans.
Primary Location: United States-New York-New York
Internal Jobcode: 27440
Job: Wealth Management
Organization: WM Private Banking-HR14968
Requisition Number: 1911038
The Bank Of New York Mellon