Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Sr. Mortgage Advisor

Expired Job

Keybank National Association Springfield , OH 45501

Posted 3 months ago

Job Description:

The Key Bank Mortgage (KBM) Sr.

Mortgage Advisor is responsible for covering assigned retail bank branches on the origination of residential mortgage loans.

In addition, they're assigned a Mortgage Loan Advisor to assist in their development through consistent interaction and leading by example. Sr.

Mortgage Loan Advisors are expected to balance their work schedule between time spent in each of their assigned branches, time with Mortgage Advisors, and Center of Influence (COI) calling activities that may require work outside of regular banking hours, which may necessitate a flexible work schedule. Furthermore, the expectation is that Sr.

Mortgage Advisors are in one of their assigned branches for at least a portion of every working day and COI outside calling is expected to be purposeful and pre-planned and should involve the retail staff as appropriate. The Sr.

Mortgage Advisor is expected to collaborate with the fulfillment department to meet the needs of our clients from the point of registration to closing.

The Sr.

Mortgage Advisor is expected to meet or exceed established sales, cross-sell, home equity and referral goals congruently with maintaining high standards of client satisfaction and quality. This position is expected to manage client referrals and cross sell opportunities ensuring all new customers are introduced to local branch personnel, as applicable.

The Sr.

Mortgage Advisor should maintain sales/originator systems and efficient work flows.

ESSENTIAL JOB FUNCTIONS:

The role of the Sr.

Mortgage Advisor is to originate and process family residential real estate mortgage loans in accordance with KBM's process and product guidelines.

They are responsible to participate in activities that develop their assigned Mortgage Advisor. The Sr.

Mortgage Advisor is responsible for gathering documents at the time of registering a loan and is expected to remain, along with the loan processor, the point of contact with the customer during the duration of the loan.

This person is to maintain high standards of client satisfaction and quality, and ensure sales/originator systems and work flows are efficiently controlled. The Sr.

Mortgage Advisor is also responsible for managing client referrals and the cross sell process ensuring all new customers are introduced to local branch personnel, as applicable.

The Sr.

Mortgage Advisor is responsible for knowing all Federal Regulations and bank policies/procedures. As needed and in partnership with assigned branch partners, the Sr.

Mortgage Advisor is expected to help on joint calls with potential clients to develop new business both in person and over the phone. The Sr.

Mortgage Advisor is to keep informed of trends and developments in the real estate market and mortgage industry.

In addition, the Sr.

Mortgage Advisor is to develop and maintain in-depth knowledge of products and services as well as knowledge of competitors and competitive products.

Branch Activities:

  • Meet with clients for mortgage opportunities as scheduled

  • Interact with all branch personnel

  • Interact with customer traffic. Make introductions and pass out business cards

  • Review Book of Business client profiles with retail partners to uncover mortgage opportunities

  • Discuss any cross sell opportunities discovered by LO

  • Review mortgage pipeline with Branch Manager and/or delegate, as directed by Branch Manager

  • For LOs who also call on Private Banking, a pipeline review should be held with PB RMs

  • Expedite loans in process by regularly reviewing pipeline, following up on documentation with borrowers, interacting with title companies, realtors, attorneys, etc.

  • Make outbound calls and engage in electronic communications to centers of influence (COI) for business development

Monthly Activities
1.Huddle Meetings: Attend at least one Branch Huddle meeting per assigned branch and present a mortgage topic that will benefit branch personnel.
2.Production Reviews: Meet with Branch Manager to review mortgage production to goal results. Discuss and gain commitment on activities for success based on the annual mortgage production goal; what it will take to achieve; number of referrals needed for each application, number of applications needed for each closing. For LOs that also call on Private Banking, monthly production reviews should also be held with PB RMs.
3.One on One: Meet with mortgage Sales Manager to review production results to goal, branch activities and Sales LO Action Plan.
4.Mortgage Advisor Interaction: Meet with assigned Mortgage Advisor to transfer knowledge of mortgage industry including approach to COI development, branch interaction, application quality, lock pull through rate, and overall necessary skills of a trusted loan advisor.

Quarterly Activity
1.Key at Work Calls: Make at least one Key at Work call quarterly with retail partners rotating among all your assigned branches.
2.Mortgage Day: Conduct at least one Mortgage Day each quarter, rotating among assigned Branches. Schedule two weeks in advance for event promotion by attending a huddle meeting to announce date, discuss event details and provide flyers to branch for event promotion.
3.Planning Meeting: For each assigned branch, conduct a quarterly planning meeting with each Branch Manager to review/refine the branch strategy and tactics for identifying mortgage opportunities.

REQUIRED QUALIFICATIONS:

  • Minimum of three (3-5) years experience as a loan officer in 1st mortgage production, or equivalent relevant experience.

  • Proven success in application and funded loan production, application quality, branch capture, and COI relationships

  • Demonstrated leadership and teamwork skills

  • Bachelor's degree in business related field or equivalent experience.

  • A working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws.

  • Excellent verbal and written communication skills and ability to work in a team environment

  • Demonstrated strong customer service skills.

  • Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.

  • Strong financial acumen.

Employees in this position are required to comply with all rules and regulations of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Employees hired or transferring into this position will need to meet the qualification requirements, in Key's sole discretion, under Reg. Z, prior to acting as a loan originator in a consumer credit transaction secured by a dwelling. Qualification requirements include but are not limited to an assessment of overall financial responsibility, character, and general fitness through review of a criminal background check, credit report, and information about any administrative, civil, or criminal findings by any government jurisdiction.

ABOUT KEY:

KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017.

Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

ABOUT THE BUSINESS:

Key Community Bank serves individuals and small to midsized businesses from Maine to Alaska through our 15-state network of over 1,200 branches, 1,500 ATMs, telephone banking and robust online and mobile platforms. KeyBank's Consumer/Business Banking segment provides consumers and small business owners with straightforward banking solutions and personal finance expertise that helps them make confident financial decisions today and plan for tomorrow.

Key Private Bank offers wealth planning that follows a consistent, disciplined approach guided by objective advice based on each unique situation. KeyBank Commercial Bank offers midsize business financial services that drive growth and profitability and help business owners identify new opportunities with products and services including deposit, cash management, investment services, commercial lending, equipment leasing, and asset-based lending.

FLSA STATUS:Non-Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 31656BR



See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Graduate Assistant For Residence Life

Wittenberg University

Posted 1 week ago

VIEW JOBS 12/1/2018 12:00:00 AM 2019-03-01T00:00 About Wittenberg University: Wittenberg University is a private four-year college affiliated with the Lutheran faith tradition with an enrollment of approximately 1800 students. Designated as a national liberal arts college, Wittenberg University recruits students from all regions of the United States and many foreign countries. The campus is situated on 70 acres of rolling hills in Springfield, Ohio and is easily accessible from Columbus and Dayton. For more information about Wittenberg, please visit our website at www.wittenberg.edu. Job Description: RESIDENCE LIFE INFORMATION Approximately 1,400 students live in six mixed-gender residence halls, one all-female residence hall, and over 100 University houses and apartments. Generally residence halls are meant for first and second year students; houses and apartments are for juniors and seniors. Residence Life professional staff include an Associate Dean of Students for Residence Life, an Assistant Director, a Residence Life Housing Manager, a Rentals Coordinator, two Area Coordinators, and a Graduate Assistant. The Graduate Assistant reports to the Assistant Director and provides support and outreach for the residents and student staff of that cluster. The in-hall professional staff work in conjunction with Resident Advisors and Community Advisors to provide living environments that promote academic and social success. Community Advisors are students who have been RA's for at least one year and who assume additional responsibilities for the administration of the residence halls. GRADUATE ASSISTANT RESPONSIBILITIES The Graduate Assistant position is a non-exempt, live-in assignment (January 2 - May 31) with the option to renew annually. As a member of the Student Development staff, the Graduate Assistant is dedicated to student growth and development outside of the classroom and considers Residence Life an integral part of this learning experience. In supporting the learning environment, the Graduate Assistant is a role model a facilitator, a leader, and an essential person in the effective operation of the residence life program. This on-campus, live-in position can be demanding of personal time during peak periods. The duties of the Graduate Assistant include the following: * Student Outreach: Establish personal contact with students in order to adequately address student needs and concerns by remaining visible, approachable, and active in the halls. This includes maintaining regular offices hours in each of the living communities, participating in community events, as well as other methods of maintaining community visibility. * Departmental/Divisional Responsibilities: Participate in Residence Life and Student Development administrative tasks, staff meetings, professional and student staff selection, development, and training. Provide assistance as needed with cluster supervision responsibilities in the Assistant Director's absence. Divisional responsibilities include divisional meetings, late night and all campus events, and other duties as assigned. * Counseling and Crisis Intervention: Provide front-line assistance to students experiencing emotional, academic, physical, and/or interpersonal difficulties, and refer them to other professionals when appropriate. Assist in crisis situations. Participate in Care Team and retention efforts. Maintain accurate records of interventions through Maxient software. * Policy and Student Conduct: Understand, support, and enforce campus regulations in a developmentally appropriate context; conduct educational disciplinary meetings; and assign appropriate sanctions. Support resident advisors in the enforcement of policy. * Duty coverage: Serve as on-call contact for campus emergencies; generally one out of every four weeks. Maintain accurate and timely records of responses in Maxient software. Participate in Residence Life incident debrief meetings. * Administration and Management: Assist in the oversight of one residence hall, including attention to significant administrative detail, occupancy management, budget management, assessment of physical environment, and communication with the housekeeping staff. Requirements: Applicants must be currently enrolled in a graduate program in college student personnel, higher education administration, coaching, education, or similar field. Applicants with experience and understanding of residence life and leadership programs and theories are strongly preferred. Experience managing logistics of events or processes is preferred. Candidates must demonstrate an understanding of the role co-curricular programs play in a student's development and on a residential liberal arts campus. Additional Information: The Graduate Assistant for Residence Life reports to the Assistant Director for Residence Life and indirectly reports to the Associate Dean for Residence Life. The pay rate is $12.50 per hour with the expectation of working approximately 20 - 29 hours per week. Hours may fluctuate depending upon duty, on call, and training schedules but should not exceed 20 - 29 hours in one week without approval from the Associate Dean. Benefits include a furnished apartment (including utilities) and liberal board plan. Pets meeting specific guidelines are allowed. Wittenberg is committed to attracting and retaining highly qualified individuals who collectively reflect the diversity of our student body and society at-large. Please see our notice of non-discrimination housed on our website. Application Instructions: We ask interested applicants to set-up an account and apply through our online system. As part of the application process, you will be asked to upload the following documents in MS Word or Adobe Acrobat format: * A cover letter * Resume * The name, address, email address, and phone number for three professional references If you are a person with a disability and require assistance with the application process, please contact Wittenberg's Human Resources Department at (937) 327-7517. Wittenberg University Springfield OH

Sr. Mortgage Advisor

Expired Job

Keybank National Association