Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Sr Loan Review Analyst

Expired Job

Home Bancshares, Inc. Conway , AR 72034

Posted 2 months ago

GENERAL DESCRIPTION OF POSITION

The Senior Loan Review Analyst is responsible for assessing various risks to the bank within the loan portfolio. Loan review provides early identification for problem loans, the risk to capital and adherence to established loan policies.

ESSENTIAL DUTIES AND RESPONSIBILITIES
1.Promptly identify potential credit weaknesses in loans so that timely action can be taken to correct the problem, in order to further minimize loss. This duty is performed daily.
2.Work with program data base to maintain and monitor newly established automated Loan Review system. This duty is performed as needed.
3.Review and assess current collection policies and procedures to ensure compliance with applicable laws and regulations. This duty is performed daily.
4.Assess the adequacy and adherence to internal credit and loan administration policies and procedures. This duty is performed daily.
5.Monitor changes and updates to all relevant loan and credit regulations and banking laws. This duty is performed daily.
6.Evaluate the activities of lending officers and loan support staff regarding adherence to internal credit and loan policy. This duty is performed daily.
7.Provide senior management and the Board of Directors with an overall assessment of the quality of the loan portfolio. This duty is performed as needed.
8.Review the quality of real estate appraisals and evaluations being used by the bank's lending personnel. This duty is performed daily.
9.Assists with on-site review of loans related to due diligence examination for bank mergers and acquisitions. This duty is performed as needed.
10. Report to the Asset Quality Committee with an overall assessment on the quality of the loan portfolio. This duty is performed quarterly.
11. Provide special reviews for CLO's as requested to assess the state of certain loan portfolio segments. This duty is performed as needed.
12. Analyze complex financial statements and tax returns. This duty is performed daily.
13. Analyze and calculate the adequacy of cash flow to service debt requirements.
14. Calculate various ratios to review financial stability of the borrower's balance sheet for comparison to their peer group.
15. The ability to work in a constant state of alertness and in a safe manner.
16. Completes required BSA/AML training and other compliance training as assigned.
17. Perform any other related duties as required or assigned.

RequirementsEDUCATION AND EXPERIENCE

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, and 12 to 18 months related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

BAI Loan Review Certification

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Advanced: Presentation/PowerPoint, Spreadsheet, Word Processing/Typing

Intermediate: Accounting, Contact Management

Basic: 10-Key, Database

WORKING CONDITIONS

Periodically exposed to such elements as noise, intermittent standing, walking, occasionally pushing, carrying, or lifting; but none are present to the extent of being disagreeable.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel; regularly required to reach with hands and arms, talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision.

ADDITIONAL INFORMATION

Required education and experience:

Minimum of 5 years previous experience in loan and/or credit related departments.

Required skills and proficiencies:

Ability to interpret state and federal regulations.

Proficient in Microsoft Word and Excel.

Good oral and written communication skills.

Ability to work independently.

Some overnight travel may be required.

  • If you need an accommodation or assistance applying for employment, contact Centennial Bank at 501-328-4732. We comply with the ADA and consider reasonable accommodations that may be necessary.

  • Home BancShares, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, veteran status, family or marital status, gender identity or expression, or any other characteristic protected by law.

  • View Equal Employment Opportunity Posters provided by OFCCP here.

  • Home BancShares, Inc. is a participant of E-Verify. View the Notice of E-Verify Participation and Right to Work provided by the US Citizenship and Immigration Services (USCIS).

  • The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is in response to a formal complaint or charge, in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

  • EEO/AA/Veteran/Disabled

See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Loan Data Input Specialist

Home Bancshares, Inc.

Posted 2 weeks ago

VIEW JOBS 11/29/2018 12:00:00 AM 2019-02-27T00:00 GENERAL DESCRIPTION OF POSITION Responsible for loading new loans and renewals to the bank's host computer system. Responsible for all loan maintenance after the loan is booked to maintain accurate records for customer information and financial reporting purposes. Responsible for monitoring and clearing unposted items as it pertains to loan transactions. Also responsible for administration of participations bought and sold including communication with other banks to keep participation balances in agreement. Support for loan personnel for corrections to loan accounts, discovery & research, and assist in administration of special asset accounts. ESSENTIAL DUTIES AND RESPONSIBILITIES 1. Load new loans and renewals to bank's host computer system. This duty is performed daily, about 80% of the time. 2. Clear in-process accounts. This duty is performed daily, about 5% of the time. 3. Clear un-posted items. This duty is performed daily, about 10% of the time. 4. Clear pass-thru accounts. This duty is performed daily, about 10% of the time. 5. Process participation payments and advances. This duty is performed daily, about 15% of the time. 6. Process bankruptcy payments & paperwork. This duty is performed daily, about 5% of the time. 7. Reveiw loan file maintenance for accuracy. This duty is performed daily, about 20% of the time. 8. Support loan officers/assistants in researching loan problems and/or issues. This duty is performed daily, about 30% of the time. 9. Answer phone requests and inquiries promptly & professionally. This duty is performed daily, about 30% of the time. 10. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 2% of the time. 11. Perform any other related duties as required or assigned. RequirementsEDUCATION AND EXPERIENCE Knowledge of a specialized field (however acquired), such as basic accounting, computer, etc. Equivalent of four years in high school, plus night, trade extension, or correspondence school specialized training, equal to two years of college, plus 19 to 23 months related experience and/or training. Or equivalent combination of education and experience. COMMUNICATION SKILLS Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization. MATHEMATICAL SKILLS Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations. CRITICAL THINKING SKILLS Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS None PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS None SOFTWARE SKILLS REQUIRED Intermediate: 10-Key, Accounting, Alphanumeric Data Entry, Word Processing/Typing Basic: Payroll Systems, Spreadsheet RESPONSIBILITY FOR WORK OF OTHERS Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities may include but not limited to interviewing, hiring and training employees; planning, assigning and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems. No supervision. WORKING CONDITIONS Periodically exposed to such elements as noise, intermittent standing, walking, occasionally pushing, carrying, or lifting; but none are present to the extent of being disagreeable. ENVIRONMENTAL CONDITIONS The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. PHYSICAL ACTIVITIES The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations. Highly repetitive, low physical. Highly repetitive type of work which requires concentration in the performance of tasks for consistent time cycles as prescribed by the tasks. While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel; regularly required to talk or hear; frequently required to reach with hands and arms; and occasionally required to stand, walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision. ADDITIONAL INFORMATION Other Skills and Abilities: Work as a team player & abilityto get along with others General knowledge of computers Keen eye for details Able to handle pressure due to deadline restraints Requires multi-task capabilities Requires ability to prioritize workflow * If you need an accommodation or assistance applying for employment, contact Centennial Bank at 501-328-4732. We comply with the ADA and consider reasonable accommodations that may be necessary. * Home BancShares, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, veteran status, family or marital status, gender identity or expression, or any other characteristic protected by law. * View Equal Employment Opportunity Posters provided by OFCCP here. * Home BancShares, Inc. is a participant of E-Verify. View the Notice of E-Verify Participation and Right to Work provided by the US Citizenship and Immigration Services (USCIS). * The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is in response to a formal complaint or charge, in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) * EEO/AA/Veteran/Disabled Home Bancshares, Inc. Conway AR

Sr Loan Review Analyst

Expired Job

Home Bancshares, Inc.