Sr. Lending Officer - Spokane, WA

Bank Of America Corporation Spokane , WA 99201

Posted 5 months ago

Job Description:

At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals.

As part of the Bank of America team, senior lending officers (Sr. LOs) have access to industry leading products and services, award winning platforms and a team of dedicated loan coordinators and underwriters all designed to meet the unique life priorities of our clients. Sr. LOs continually identify, develop and maintain a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities. They also partner closely with financial center employees as part of one team that delivers exceptional client care.

The Sr. LO is responsible for originating retail mortgage loans and other lending products through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The Sr. LO proactively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals.

This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination

We'll help you

  • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role.

  • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You'll also tap into a range of experts, from small business bankers to financial solutions advisors.

  • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives.

  • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.

  • Demonstrate a commitment to professional ethics, as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

As a senior lending officer, you can look forward to

  • Providing exceptional client care with industry-leading products, services, education and a dedicated team of loan coordinators and underwriters.

  • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.

  • Expanding your reach further through participation in business related development opportunities, community efforts to promote homeownership and professional organizations.

  • Robust marketing strategies to reach wider audiences with greater appeal.

  • Ongoing professional development to deepen your skills as the industry evolves and changes.

  • A world-class suite of employee benefits.

You're a person who (required skills)

  • Has 2+ years of experience in a loan origination role with a focus on generating self-sourced business through a verifiable, established network of referral sources.

  • Understands how to manage pipeline effectively.

  • Has a strong knowledge of loan products (conventional, jumbo and government).

  • Has the ability to analyze income and assets properly in order to qualify clients for specific loan products.

  • Understands processing, underwriting and/or closing procedures.

  • Has a working knowledge of federal regulations governing real estate lending

  • Can work independently.

  • Is a strong communicator, both verbally and in writing.

  • Is self-motivated and highly organized.

  • Can prioritize multiple competing tasks.

  • Uses appropriate interpersonal styles, communication methods and approaches to gain clients.

  • Understands the connection of the level of service provided being directly correlated to driving sales volume.

  • Can be flexible to work weekends and/or extended hours as needed.

You'll be better prepared if you have (desired skills)

  • Familiarity with FHA and HUD guidelines.

  • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information.

  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.

  • The ability to analyze and comprehend complex financial data and provide financial alternatives.

  • Professional and effective interpersonal skills.

  • An ability to take ownership and accountability and can demonstrate integrity.

  • Adaptability and can demonstrate flexibility.

  • A positive attitude.

  • Effective communication styles.

We're a culture that

  • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.

  • Believes diversity makes us stronger, so we can reflect, connect to and meet the diverse needs of our clients around the world.

  • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.

  • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.

  • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Posting Date: 09/19/2018

Location: Spokane, WA, SPOKANE AND EASTERN BC, 601 W Riverside Ave, - United States

Travel: No

Full / Part-time: Full time

Hours Per Week: 40

Shift: 1st shift


upload resume icon
See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Assistant Store Manager Victorias Secret Spokane Valley Spokane WA

L Brands

Posted 2 days ago

VIEW JOBS 1/15/2019 12:00:00 AM 2019-04-15T00:00 Description A Victoria's Secret Assistant Store Manager (Brand Operations) is a values-based leader that deliversexceptional customer and associate experiences to grow top line sales. An Assistant Store Manager (Brand Operations)leads store performance through our core values of The Customer Rules, ItMatters How We Play the Game, Inclusion Makes Us Stronger, and Passion Leads toSuccess. Primary Responsibility: The Assistant Store Manager (Brand Operations) has theprimary responsibility of driving total store results in Sales, Shrink,Turnover, and Payroll Management in absence of the Store Manager. Additionally, the Assistant Store Manager(Brand Operations) owns workforce management processes, product life cycle, andasset protection of entire store. Direct Report: Manager(s),Supervisor(s) and Sales & Support Generalists Success Metrics: * SalesGrowth to Last Year * ShrinkReduction * TurnoverImprovement * PayrollControl Key Responsibilities: To perform this job effectively An Assistant Store Manager (BrandOperations) must be able to perform all the responsibilities satisfactorily. Culture and Customer: * Developsassociate retention strategies with Store Manager. * Personallydemonstrates and provides coaching to total store through selling behaviors,and building customer loyalty. * Displaysunderstanding of how all roles work for the good of the team. Talent: * Personallyexecutes Talent Life Cycle for direct reports and is accountable for executionof assigned team. Talent Life Cycle actions include selection/interviewing,onboarding, coaching/performance management, succession, reward and recognition,and culture/engagement. * Schedulesand leads performance management for direct reports (Annual, Mid-year, MonthlyTouch points) and oversees execution of assigned team. * Identifiespersonal successor and co-creates individual development plans for directreports. Brand: * Schedulesall brand's initiatives and strategies (Sales Education, Launches, Events,Brand Promotions, and Product Testing). * Schedulesbrand guide planning, mapping and execution. * Supportsbrand guide execution in absence of Brand Operations Supervisor. * Maintainsvisual merchandising standards of total store. Operations: * Inspectspayroll coding for accuracy and makes daily, weekly, monthly decisions tomanage labor plan. * Executesall workforce management requirements including; schedule creation, entering inevents/fixed schedules, editing, and posting. * Inspectsassociate availability, scheduling practices, and zoning of total store and approvesall associate requests off. * Ownsunderstanding shipment visibility to ensure processing payroll is scheduled tomeet product flow demands and adjust schedule appropriately. * Primaryowner of Asset Protection (AP). * SharesKey Performance Indicator reporting and builds capability of entire store teamaround physical inventory outcomes. * Leadsexecution of all store projects and compliance; including physical inventory,markdowns, re-tickets, and other non-selling related task. * Overseesteam processing and replenishment. * Determinesoperational and product life cycle planning for store and drives businessgrowth though short term and long term actions that focus on improvingmerchandise availability. * Setsweekly direction and supports execution for product life cycle activities whichincludes; processing, backroom organization, replenishment, and sell down. * Personallyowns partnership with maintenance and tracking and follow-up of all maintenanceissues. * Managessupply budget and makes final decision on all supply orders. All leadership roles at Victoria'sSecret are responsible for: * Leadingand demonstrating the company values within the store at all times. * Leading the entire sales floor whileassigned to the role of Customer Sales Lead (CSL) and ensuring the team isdelivering the best buying environment for the customer. * Gainingbusiness insight by reviewing total store results daily, weekly and monthly andlinking behaviors to actions. * Upholding positive associate relationsthat lead to engagement in the brand and the team. * Executingstore opening and closing procedures and recovery. * Reinforcing store strategies to reduceshrink and build personal capabilities in asset protection. * Effectively managing and controllingexpenses. Qualifications * Previous experience leading leaders and associate teams * Demonstrates ability to improve customer satisfaction and drive customer loyalty * Proven ability to effectively delegate, follow up and communicate with all levels of the organization * Demonstrates ability to manage complex and competing priorities with time management and organizational skills * Demonstrates ability to assess talent, coach, develop and manage performance * Demonstrates business acumen with strong strategic and analytical skills * Demonstrates excellent visual merchandising skills * Ability to work nights, weekends, holidays, and during non-business hours An equal opportunity employer, we do not discriminate in hiring or terms and conditions of employment because of an individual's race, color, religion, gender, gender identity, national origin, citizenship, age, disability, sexual orientation, marital status or any other protected category recognized by state, federal or local laws. We only hire individuals authorized for employment in the United States. L Brands Spokane WA

Sr. Lending Officer - Spokane, WA

Bank Of America Corporation