Sr. Financial Analyst

Location: Palo Alto (hybrid)

Founded in 2016 and headquartered in Palo Alto, NEXT is an insurtech company offering digital insurance solutions tailored to small businesses across the U.S. By leveraging AI and machine learning, we provide customized policies for sectors such as general liability, professional liability, and commercial auto insurance. Business owners can easily receive quotes and purchase coverage through our online platform. Our mission is to help entrepreneurs thrive.

To date, we have raised over $1.1 billion in funding, including a $265 million strategic round in November 2023, led by Allstate and Allianz X. This funding is intended to accelerate our path to profitability and expansion. A strategic partnership with Allstate enables us to develop new commercial auto products and extend our offerings to Allstate's customer base. Serving more than 500,000 small businesses nationwide, we employ around 700 people, with offices in Palo Alto, Waltham, Rochester, Israel, and some remote roles.

We're looking for a Senior Financial Analyst who wants to join a fast-paced startup where you will own and maintain complex financial models and provide insights and recommendations into key drivers across the 3 financial statement (income statement, balance sheet, and cash flow) Reporting to the Head of Corporate Finance, this is a highly visible role with the ability to directly impact critical business decisions and financial outlook. If you like working in a fast paced tech environment and want to create real impact on the business, - then you belong here!

What you'll do:

• Own and maintain complex financial models for actual, forecast, and planning processes
• Prepare monthly and quarterly financial analyses providing insights into key drivers across the financial statements (income statement, balance sheet, and cash flow), as well as risks and opportunities
• Support company-wide initiatives to drive improvements in gross margin and profitability
• Structure, build, and maintain complex financial and decision-making models to support key business outcomes
• Support the long-range and annual planning process including income statement, balance sheet, and cash flow
• Partner with departments to deliver accurate financial forecasting including analysis and recommendations
• Prepare commentary and presentation materials for executive-level discussions and the board
• Support due diligence, fundraising, and company financial strategic initiatives

What we need:

• BA/BS in finance, accounting, economics or a quantitative discipline (Masters is a plus)
• 2-4 years of FP&A experience with a track record of supporting financial forecasts; ideally at a growth stage SaaS startup or tech company (insurance experience is a plus)
• A strong understanding of all three financial statements (income statement, balance sheet, and cash flow) and associated drivers across all three statements
• Ability to break down and solve complex problems with strong business acumen & data-driven techniques
• Understand SaaS business models and reporting metrics
• Excellent attention to detail and organizational skills, ability to multitask in a fast-paced environment with competing and shifting priorities
• Team player with strong interpersonal skills along with strong verbal and written communication skills

Unstoppable Qualities:

• Experience with SQL and data visualization tools (Looker, Tableau)
• Experience with Adaptive planning and modeling tools