The purpose of this position is to assist the Sr. Analytics Manager and Fair Lending Director in executing the statistical and investigative analysis in all lending areas and life cycles to identify areas of fair lending concern to improve Trustmark's internal controls and reduce the bank's reputation and regulatory risk exposure.
Fair Lending / HMDA and non HMDA Monitoring, Analysis and Reporting: Develop monitoring procedures and execute analysis designed to evaluate data for evidence of disparate treatment/impact. Conduct comparative or investigative file reviews to 1) determine whether policies were followed, 2) identify policies/ trends/ data integrity issues that may contribute to heightening the fair lending risk, and 3) recommend internal control improvements, and 4) identify specific instances where remediation may be required. Summarizes and reports results of fair lending analytics, file reviews and qualitative analyses.
Training: Assists in determining the bank's annual fair lending coordinates program revisions with Corporate Training as necessary, and assists with training delivery as needed.
Fair Lending Risk Assessment (FLRA): Assists the Fair Lending Risk Assessment Coordinator by contributing analytic results, context about the bank's fair lending policies, practices, internal controls and other risk factors to support the periodic FLRA process.
Preferred in-depth knowledge of Fair Lending Analytics techniques
Required experience in conducting fair lending analysis
Strong knowledge of fair lending laws and regulations, as well as bank policies, practices, and operations
CRA/FL Wiz or other fair lending software knowledge is preferred
Good verbal and written communication skills with the ability to communicate effectively with all levels of management and demonstrated ability to provide written reports that accurately and clearly summarize issues and present solutions in an understandable and logical manner
Ability to train and coach team members on regulatory changes or system changes a plus
Demonstrated ability to develop project plans and independently coordinate and complete projects
Ability to analyze and evaluate the integrity of data and identify trends
Excellent interpersonal skills
Proficiency in Microsoft Office and other utility applications
Detail oriented, desire for accuracy and well organized
Independent Decision Making
Four year undergraduate degree (finance, economics, business, accounting preferred) with
Five (+) years of progressive related experience preference in Fair Lending and/or conducting analyses
Experience in credit related functions is a plus