Sr Credit Analyst I

Overview

Why work for GM Financial?

GM Financial is a wholly owned subsidiary of General Motors, employing over 10,000 people globally and is one of the top OEM finance companies in the US, leading the way in customer loyalty. We are expanding our diverse workforce that gives everyone equitable opportunities while providing an environment of inclusion. As an integral part of the credit team in an individual contributor capacity, you will work with other like-minded team members, our next level performance managers, and our local strategic leaders. If you thrive in a fast-paced environment, love collaborating with others, and growing account relationships, this is the right role for you.

About the role:

• Your role would be to analyze consumer credit applications and leverage higher authority levels to make appropriate risk and profit adjusted decisions to drive excellent results.

• Relationships deliver results at GM Financial. Can you develop and strengthen dealer relationships over the phone and in person?

• Your key to long term success is the ability to communicate effectively and hold dealers accountable to achieve set objectives by creating win-win scenarios

• Work life balance is important at GMF. The role you are looking to take on is a blend of remote and office work. It may include potential local travel to your assigned market

Responsibilities

What makes you an ideal candidate?

• Your automotive industry experience is crucial to analyzing consumer credit reports, ensuring appropriate risk, pricing, and compliance while looking to capture finance contracts from GM Financial automotive dealers

• Develop and strengthen internal relationships within the center and overall organization contributing to our one team approach

• Multitasking is a must as you will be responsible for managing your assigned territory, while assisting fellow team members as the need arises to ensure world class service levels

• Collaborate with your sales counterparts both in joint dealer visits and performing telemarketing calls to reach shared objectives.

• Draw on your strong work ethic and attention to detail to ensure all necessary documentation is in place as to maintain compliance with applicable policies and procedures

• Ability to work under pressure and make decisions in a fast-paced environment

• Effective oral and written communication and the ability to leverage technology are vital as you assist our performance leaders with peer coaching and development

Qualifications

Experience

• High School Diploma or equivalent required. Bachelor's Degree preferred
• 2-3 years of relevant automotive indirect experience preferred

What we offer: 401K, Parental leave, Pet insurance, Tuition assistance, Training, GM employee auto discount, and role certifications. General benefits on day one and total rewards package. Competitive salary and bonus eligibility

Our Culture: Our team members define and shape our culture - this creates an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Salary

The range for this role is: USD $25.96 to $48.08 per hour. At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education. This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits on day one of employment.