This is a telecommuter/remote position. Candidate will support Central and Eastern time zones, however all time zones are being considered.
The Credit Underwriter 4
Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
Effectively communicate and explain credit decisions to loan officers and processors.
Perform timely reviews of conditions submitted as well as loan re-submissions.
Maintain credit quality and production standards as defined by business.
Provide a remarkable customer service experience to both internal staff and external customers.
Actively cooperate and interact with all entities of Citigroup.
Perform other job-related duties and special projects as required.
A minimum of 8-10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals.
Experience and knowledge of FNMA, FHLMC ,and Private Mortgage insurance property and credit underwriting guidelines.
Strong understanding of complicated transactions and tax return analysis.
Experience effectively and independently making credit decisions and providing underwriting support to other business functions.
Excellent communication, analytical, decision-making, and computer skills required.
Knowledge and experience reviewing mortgage applications according to the US mortgage regulations.
High school diploma.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.