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Specialized Credit Servicing Analyst

Expired Job

Regions Financial Corporation Atlanta , GA 30301

Posted 4 months ago

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, as a member of the Debt Products Organization (DPO), the Shared Services Analyst is responsible for supporting teams within the DPO by handling activities common to most/all DPO teams that can be more effectively accomplished in a centralized function. The person in this position is expected to: (1) develop proficient credit and underwriting skills through performing the position's primary responsibilities/duties and through training provided by Regions; (2) develop relationships with the DPO teams that he/she supports; and (3) join one of those DPO teams after spending demonstrating mastery of responsibilities in Shared Services.

Primary Responsibilities/Duties

  • Spreads borrower interim and year-end financial statements in Moody's Risk Analyst (MRA) (and potentially in other software programs as well, if applicable)

  • Tests interim and year-end covenant compliance calculations

  • Tests interim and year-end benchmarks (if applicable)

  • Spreads and analyzes guarantor financial information

  • Prepares risk rating models on borrowers and guarantors

  • Prepares Ongoing Monitoring packages and Periodic Assessment packages

  • Prepares credit approval packages on small (relative to total credit exposure) credit facility renewals, settlement risk renewals, P-Card renewals, etc.

  • Prepares tenant analysis in CRE transactions (when tenant is not borrower)

  • Prepares analysis of general contractors engaged to construct real estate collateral in CRE transactions

This position is incentive eligible.

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.

Requirements

  • Bachelor's degree

  • Prefer coursework in accounting and finance or equivalent work experience

  • Prefer relevant internship or work experience in commercial banking, accounting or finance

  • 3.0 or higher GPA

Skills and Competencies

  • Strong verbal and written communication skills

  • Well organized, detail-oriented, and ability to multi-task

  • Strong analytical and problem solving skills

  • Ability to identify and voice issues

  • Ability to work collaboratively with multiple stakeholders

Additional Responsibilities:

  • Spreads prospect financial statements for potential new borrowers to Regions

  • The above duties will be performed for the following portfolios that Atlanta Shared Services supports: Specialized (Restaurant, Financial Services, and Leveraged Finance) and Large Corporate

  • Ability to work flexible hours as needed during peak times, and take initiative in development opportunities during non-peak times.

  • Strong preference for 2 years of Commercial Credit Analysis or Underwriting and the completion of a Commercial Credit Training Program

Location:Atlanta, Georgia

EEO/AA/Minorities/Females/Disabled/Veterans


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Specialized Credit Servicing Analyst

Expired Job

Regions Financial Corporation