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At Regions, as a member of the Debt Products Organization (DPO), the Shared Services Analyst is responsible for supporting teams within the DPO by handling activities common to most/all DPO teams that can be more effectively accomplished in a centralized function. The person in this position is expected to: (1) develop proficient credit and underwriting skills through performing the position's primary responsibilities/duties and through training provided by Regions; (2) develop relationships with the DPO teams that he/she supports; and (3) join one of those DPO teams after spending demonstrating mastery of responsibilities in Shared Services.
Spreads borrower interim and year-end financial statements in Moody's Risk Analyst (MRA) (and potentially in other software programs as well, if applicable)
Tests interim and year-end covenant compliance calculations
Tests interim and year-end benchmarks (if applicable)
Spreads and analyzes guarantor financial information
Prepares risk rating models on borrowers and guarantors
Prepares Ongoing Monitoring packages and Periodic Assessment packages
Prepares credit approval packages on small (relative to total credit exposure) credit facility renewals, settlement risk renewals, P-Card renewals, etc.
Prepares tenant analysis in CRE transactions (when tenant is not borrower)
Prepares analysis of general contractors engaged to construct real estate collateral in CRE transactions
This position is incentive eligible.
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.
Prefer coursework in accounting and finance or equivalent work experience
Prefer relevant internship or work experience in commercial banking, accounting or finance
3.0 or higher GPA
Skills and Competencies
Strong verbal and written communication skills
Well organized, detail-oriented, and ability to multi-task
Strong analytical and problem solving skills
Ability to identify and voice issues
Ability to work collaboratively with multiple stakeholders
Spreads prospect financial statements for potential new borrowers to Regions
The above duties will be performed for the following portfolios that Atlanta Shared Services supports: Specialized (Restaurant, Financial Services, and Leveraged Finance) and Large Corporate
Ability to work flexible hours as needed during peak times, and take initiative in development opportunities during non-peak times.
Strong preference for 2 years of Commercial Credit Analysis or Underwriting and the completion of a Commercial Credit Training Program
Regions Financial Corporation