Special Assets Foreclosure & Bankruptcy Coordinator

Position Opening: Special Assets Foreclosure & Bankruptcy Coordinator

Department: Credit Administration

Location: Wichita, Kansas (on-site)

Status: Full-Time/Salary

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Responsibilities and Expectations

Reporting to the VP Director of Special Assets and Senior Credit Officer, the Special Assets Foreclosure & Bankruptcy Coordinator is responsible for coordinating the collections and workout efforts on portfolios of classified credits in the Bank's various Regions. Responsibilities include:

• Credit Quality

• Monitors past due loans to ensure the timely shift to non-accrual, to ensure compliance with the Bank's SOX Controls

• Participates in Regional Special Assets Meetings - assists in the development of action plans as they relate to Loan Delinquency and Foreclosure

• Assists Lenders and Market Presidents on the preparation of demand letters due to delinquency and the subsequent progression to foreclosure.

• Facilitates the accurate completion of Status Change Request Forms ("SCRFs") for all upgrades / downgrades, changes in accrual status and charge offs.

• Monitors all bankrupt loans and tracks delinquency

• Coordinates the engagement of Legal Counsel for litigation including foreclosure and bankruptcy matters.

• Participates in the review of the quarterly Problem Loan Reports ("PLRs").

• Focuses on reducing the Bank's non-performing assets ("NPAs") through either upgrades and return to accrual status or through the development and execution of exit strategies.

• Is cognizant of economic and industry trends in order to maximize opportunities and minimize risk.

• Credit Administration

• Ensures that the credits have been assigned the proper risk rating by the Loan Officer and or loan committee(s).

• Provides Senior Management with monthly / quarterly reports - including:

o Foreclosure Report

o Bankruptcy Report;

• Non-Accrual Report

• Report identifying loans moved to Accrual Status

• Ensures that loan file documentation is accurate, up-to-date and well maintained.

• Regulatory / Audit Relations

• Assists CCO, CRO and VP - Director of Special Assets and Senior Credit Officer with the examination and audit processes to ensure a smooth experience and positive results.

• Understand and follow the applicable laws and regulations for job responsibilities including but not limited to:

• Equity Bank Business Ethic and Conduct Policy

• Bank Secrecy Act ("BSA")

• Information Security

• Suspicious Activity Report ("SAR")

• Reg. "O"

• Reg. "B"

• Fair Lending.

• Perform other duties as assigned or required.

Required Skills & Education

• High School diploma required

• Experience working in a financial institution preferred

• Excellent interpersonal skills and professional manner

• Computer skills, especially the ability to work in Windows based systems

Who we are

Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.

At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We're searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.

Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What's in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available:

• Health, Dental & Vision Insurance

• Group Life & Long-Term Disability Insurance

• Flexible Spending & Health Savings Accounts

• Group Cancer Insurance

• 401(K) Retirement Plan w/ Company Match

• Generous Vacation & Sick Time

• Employee Stock Purchase Plan (ESPP)

• Pet Insurance

• Retail Banking Benefits

Find your future at Equity Bank!

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Physical Requirements

This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.

Work Environment

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.