Upstart Inc. Columbus , OH 43216
Posted 2 weeks ago
The Team:
Upstart's Verifications team is in charge of building core system capabilities as a platform that loan product teams can leverage to provide world class customer experience through an automated approval process. Upstart has one of the lowest fraud rates in the industry and is currently able to instantly approve over 85% of funded applications. This means that the majority of applicants can receive their funds in under 24 hours after they apply. Looking ahead, Verifications needs to extend the success that it has had with its flagship Personal Loans product to other products that are in scaling mode.
As a Software Engineer II on the Verifications team, you will be working with other Verifications engineers, Product Managers, Product Teams, Machine Learning teams and other stakeholders to continually enhance customer experience through automation and while minimizing losses due to fraud. You will be a key contributor to the Verifications platform and helping product teams scale.
Position Location
Time Zone Requirements
Travel Requirements
How you'll make an impact:
Build Verifications Platform through distributed services
Minimize fraud losses to Upstart through better data and ML models
Automate approvals for borrowers
Improve UI experience for operations teams and applicants
Assist in building models that predict excess credit risk
What we're looking for:
Minimum requirements:
4+ years of experience developing full stack web applications professionally
Proficiency with either Kotlin, Ruby on Rails, or Python and at least one other programming language
Proficiency with React
Solid grasp of software development principles and best practices for creating scalable and maintainable systems
Proven ability to effectively analyze and solve complex problems
Preferred qualifications:
Experience with Kotlin, Ruby, AWS, UI development, and Databricks
Experience with Next.js and Vercel
Strong sense of ownership and accountability for the quality and timely delivery of work
Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve
What you'll love:
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
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Upstart Inc.