At Bank of the West, our people are having a positive impact on the world. We're investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people's lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we're a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
Responsible for working closely with Commercial Relationship Managers to analyze loan requests and financial statements. Handles loan requests of various types with moderate to high complexity.
Essential Job Functions
Maintains data integrity within loan origination system
Maintains working knowledge of bank regulations and compliance
Spreads and analyzes business and personal financial statements
Processes new requests to verify completion and readiness for underwriting. Other functions include: pulling credit, follow-up on various information items, and entering borrowing information in applicable systems/data repository.
Liaises with branch or lenders to coordinate collection of required financial or credit information
Supports RBG sales goals through effective credit analysis of applications for credit
Other Job Duties
Maintains working knowledge of the Bank's lending policies and procedures as they relate to credit analysis.
Ensures that internal customers receive prompt, courteous, and accurate responses and resolves problems or complaints in a timely manner.
Meets service level agreements by completing analysis timely and accurately.
May assist more senior analysts with more complex financial analysis/monitoring.
Performs other duties as assigned.
Requires basic job knowledge of systems and procedures obtained through prior work experience or education.
May require vocational or technical education in addition to prior work experience.
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Bank Of The West