Senior Underwriter, Small Business

Hamilton Group USA, Richmond, Virginia , VA 22204

Posted 1 week ago

In good company.

We're a global specialty insurance and reinsurance company enhanced by data and technology, focused on producing sustainable underwriting profitability and delivering significant shareholder value.

Headquartered in Bermuda, we operate on a global basis, with over 500 employees and key underwriting operations in London, Bermuda, the US and Dublin.

We work collaboratively, we share a passion for the service and results we deliver, and we know that what we do each day is meaningful - to our customers and our business.

We're looking for a

Senior Underwriter, Small Business

Hamilton Select is looking for an experienced underwriter to join our Small Business team, underwriting a variety of general and trade contractors as well as premises driven accounts including real estate, hospitality, and habitational businesses. This position will report into the VP, Small Business, casualty Division Manager.

We prefer to base the position in Richmond, VA, but we will consider a remote working location for appropriately qualified candidates.

Hamilton Select is our US excess and surplus lines insurer based in Richmond, Virginia underwriting hard-to-place accounts in the small and middle-market space through an appointed wholesale broker network.

What you will do

  • Underwrite challenging and complex new and renewal submissions within underwriting guidelines and make sound risk decisions that balance our growth and profitability targets.

  • Negotiate terms and conditions consistent with our coverage-focused underwriting strategies.

  • Market our insurance products through various communications channels and occasional business travel.

  • Develop mutually beneficial partnerships and nurture relationships with our appointed wholesale brokers.

  • Monitor key metrics and ratios with an eye on efficiency and profitability.

  • Assist in training and mentoring of less experienced employees.

  • Participate in special projects and corporate initiatives.

What you require for the role

  • Proven small account underwriting experience with underwriting authority, preferably in Excess and Surplus (E&S) Lines

  • Deep technical knowledge of casualty and other liability lines of insurance

  • Existing relationships within the wholesale broker community and the demonstrated ability to build effective relationships

  • Strong internal and external communication skills, both verbal and written

  • Keen attention to detail, sharp analytical competence, and advanced problem-solving skills

  • Acute focus on customer service to meet and exceed our best-in-class service aspirations

  • Bachelor's degree preferred, but not required, with commensurate work experience considered

  • CPCU designation or other industry coursework preferred, but not required

  • Ability to travel from time to time to promote our corporate interests

Conduct Standards

  • You must act with integrity

  • You must act with due skill, care and diligence

  • You must be open and cooperative with the FCA, the PRA and other regulators

  • You must pay due regard to the interests of customers and treat them fairly

  • You must observe proper standards of market conduct

  • You must act to deliver good outcomes for retail customers

What you can expect from us

We offer a vibrant, entrepreneurial, and collaborative culture guided by our values: Be Smart, Be Sensible, Be Open and Be More.

We know if we welcome and respect differences, we'll attract and retain talent that brings a valuable diversity of perspectives and experience. We want all our colleagues to feel that they can bring their whole selves to work at Hamilton and know that they can be part of building a great company.

Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

  • Hybrid working

  • Matching 401K plan

  • Medical, dental, vision, life, disability

  • Generous time off (including parental leave)

  • Continued support for professional development

  • Gym subsidy

  • My day (additional days leave for personal interests/wellness/charity work)

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