Senior Portfolio Manager - Financial Institutions

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GENERAL FUNCTION:

The Portfolio Manager is a key member of the "coverage team," driving transactions and managing a portfolio of active clients. PMs are expected to be intimately involved in in the deal process, making recommendations on appropriate credit structures, pricing, etc. PMs are directly accountable for managing a portfolio of accounts through their review of financial statements, proactive monitoring, and interaction with the Credit Analyst.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for clients and colleagues, and ensuring that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Accountable for managing a portfolio of accounts.

• Review credit proposals and recommend credit decisions.

• Partners with the Relationship Manager, forming the "coverage team" to meet with clients; assess viability for credit; and define deal structure, credit terms and conditions, and financial covenants.

• Review and contribute to loan and other documentation.

• Responsible for providing business partners credit and lending policy interpretation.

• Perform final risk rating analysis.

• Capture and document credit decisions, conditions, and modifications.

• Collaborates with the credit analyst to perform portfolio management duties.

• Communicate directly with clients regarding credit events and actions as needed.

• Works independently to pitch the most complex deal structures.

• A focus on continuous learning to keep up with ever-changing market dynamics.

• Subject-matter-expert/mentor to junior team members.

• Leverages expertise to provide partners insights into the Bank's different lines of business and the related economics.

SUPERVISORY RESPONSIBILITIES:

Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

• At least 8 years corporate credit/banking, credit risk and or credit review experience

• Financial institutions background, including experience in banks, specialty finance, or insurance client and transaction coverage experience ideal

• Highly proficient analytical skills, critical thinking and communication skills

• Professional presence (client-facing)

• Experience managing an advanced commercial client portfolio with a great deal of complexity.

• Ability to partner with all deal stakeholders including clients, relationship manager and credit teams

• Expertise in financial and risk analysis, including financial modeling

• Demonstrated expertise in using effective problem solving

• Proficient with technology and ability to learn new applications

• Some travel required

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Senior Portfolio Manager - Financial Institutions

Total Base Pay Range 104,000.00 - 208,300.00 USD Annual

LOCATION -- Cincinnati, Ohio 45202

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.