Growing consumer lending is a top priority for AmericanExpress, especially as the company mobilizes to capitalize on key growthopportunities. The Pricing team is part of the Global Consumer Lending Groupand plays a critical role in serving Customer needs and supporting theprofitability of the company. This position will be responsible for developingpricing strategies for card and non-card products, managing acquisition yieldand leading acquisition analytics and strategy for US Consumer Products. Thisposition will work closely with key partners across different functions andacross different levels of seniority.
Drive innovative business pricing strategies that will grow the lending portfolio while effectively pricing for risk
Develop pricing strategies that support the portfolio through different business cycles
Drive multiple work-streams simultaneously by forming effective partnerships with different functional areas across the business including Acquisition, Risk, Finance, Legal, Compliance, Public Relations, and World Service
Ideate, design and analyze price testing strategies that aim to deepen and engage customers early in their tenure while maintaining product margins and driving incremental revenue
Present insights and recommendations to senior leaders to help shape lending strategy
Analyze customer data and lending portfolio trends to identify customer insights and revenue opportunities
Perform competitive benchmarking byeffectively leveraging qualitative and quantitative information.
Strong strategic thought leadership to identify business needs, drive towards tactical solutions for those needs,
Ability to drive multiple project simultaneously and influence business partners to prioritize key initiatives
Excellent analytical and problem solving skills with the ability to leverage large data sets to inform business decisions;
Strong will-to-win, intellectual curiosity, drive to do what it takes to meet deadlines with a "can do" attitude
Innovative thinker and creative problem-solver who is able and willing to challenge the status quo
High quality written and oral communication skills
Ability to build strong relationships and collaborate across different functional teams across different levels of seniority
Advanced degree or MBA is a plus but not a requirement
SQL and/or SAS experience are a plus but not a requirement
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.