Senior Loan Officer

Farm Credit Bank Of Texas La Grange , TX 78945

Posted 4 months ago

Career Opportunity

Title:

Senior Loan Officer

Date:
6/24/2019

Location:

Capital Farm Credit

La Grange

EDUCATION REQUIREMENT:

  • Bachelor's Degree in Finance, Business Administration, Accounting, Ag Economics, Ag Business or related field, or experience deemed equivalent by Capital Farm Credit.

JOB REQUIREMENTS:

  • Three or more years of experience as a loan officer/credit analyst or other equivalent lending experience.

  • This position will require registration under the National Mortgage Licensing System and a successful candidate must meet the association's requirements to be a registered Mortgage Loan Originator.

  • Good standing in current and/or previous employment.

FUNCTIONS:

  • Develops and manages loan portfolios including loan originations in the trade area served by the association.

  • Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues.

  • Makes and services loans and leases within delegated authority and in accordance with association policies.

  • Makes and/or conveys decisions on loan approval, structure and pricing.

  • Responsible for exercising credit risk management responsibilities on loans within area of responsibility.

  • Develops and contributes to business development plans and implements business development practices across the assigned territory with an impetus on growth in the loan portfolio.

  • Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy.

  • Performs loan servicing tasks, which may include partial releases, subordination's to mineral leases and right of ways, division orders, reamortizations, assumptions, severance agreements, and insurance claims.

  • Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper

  • Complies with proper credit administration practices as outlined in the association's policies and procedures.

  • Other lending functions as directed by management.

PREFERRED SKILLS:

  • Excellent verbal and written communication skills.

  • Basic to moderate skill set in Microsoft Office Applications.

  • General knowledge of accounting and financial systems.

  • Ability to perform intermediate level accounting and financial analysis under moderate supervision.

Details:

Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America. As one of the largest Farm Credit Associations in the United States, Capital Farm Credit has over $7 billion in total assets and employs nearly 500 team members. We serve 192 counties in Texas with nearly 70 credit offices.

Capital Farm Credit is a great place to work. Our employees are passionate and committed to serving both rural Texas and each other. We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others with commitment, trust and value. We cooperate and care for our members and employees with family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive, goals based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee's success.

Our comprehensive benefit program includes, but is not limited to:

  • An outstanding company-wide incentive program

  • Accommodating and flexible vacation and sick leave

  • 10-12 paid holidays

  • 401(k) plan with up to a 9% employer contribution/match

  • Affordable health, dental, and vision plans

  • Employer paid life insurance and disability

  • Tuition reimbursement

  • Up to $400/year wellness reimbursement

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@CapitalFarmCredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

To Apply:

If you meet the minimum requirements for this position, please apply here:

https://capitalfarmcredit.balancetrak.com/201906006

AA/EOE/M/F/D/V


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Teller (Part Time) La Grange (12841)

Prosperity Bank

Posted 6 days ago

VIEW JOBS 10/11/2019 12:00:00 AM 2020-01-09T00:00 HOURS: (Shifts will vary and are subject to schedule needs/20 -29 hours per week) Includes Saturdays. Bilingual in Spanish preferred, but not required. Prosperity Bank is seeking to fill the position of Part-Time Teller at our La Grange banking center. A Teller will spend the majority of their time performing a variety of paying and receiving functions for deposit and loan customers. This individual should also strive to retain present customers and develop new business by extending professional and efficient service and suggesting additional services and products to serve customers' needs. Other duties may be assigned. A full description of duties available upon hiring. Prosperity Bank is committed to providing our customers a personalized service experience, we're looking for people who are passionate about satisfying customers, will not settle for the average, embrace creativity and operate with a sense of purpose. If this is you, then we are looking forward to meeting you and are excited that you are interested in joining Prosperity Bank - where we are Simply Better! Come join our team and explore the endless possibilities that a career in banking can provide! A pre-employment credit check will be performed on all qualified applicants. Prosperity Bank is an Equal Employment Opportunity and Affirmative Action employer, and Member FDIC. Required Skills Exceptional customer service skills. Good communication. Professional appearance, dress, and attitude. Good math skills. Ability to operate related computer applications and business equipment including adding machine, typewriter, copy machine, coin and money counting machines, and telephone. Good typing skills. Required Experience High school diploma or equivalent. At least one year of related experience/cash handling required. Excellent knowledge of Teller policies and procedures, and understanding of Bank operations preferred. Bilingual in Spanish preferred, but not required. Prosperity Bank La Grange TX

Senior Loan Officer

Farm Credit Bank Of Texas