Senior Investment Analyst - High Yield & Investment Grade

Unum Group Chattanooga , TN 37402

Posted 2 weeks ago

Job Posting End Date: November 21

Unum is a company of people serving people. As one of the world's leading employee benefits providers and a Fortune 500 company, Unum's financial protection benefits help protect more than 36 million working people and their families from the financial impact of illness or injury. Unum's three distinct, but similarly focused US businesses - Unum US, Colonial Life, and Starmount Life - are each a market leader in making disability, life, accident, critical illness, dental, and vision insurance accessible in the workplace.

Headquartered in Chattanooga, Tennessee, Unum also has significant US operations in Portland, Maine, - and over 35 field offices nationwide. Colonial Life is headquartered in Columbia, South Carolina with over 40 field offices nationwide. Starmount Life is based in Baton Rouge, Louisiana, and is the dental and vision center of excellence for Unum in the US.

General Summary:

This position is responsible for researching a wide range of fixed income investments for a $35+ billion bond/credit portfolio. The individual will provide credit opinions and recommendations on Investment Grade and High Yield securities to Portfolio Managers, the Head of Research, and the Chief Investment Officer. These opinions and recommendations are utilized to evaluate risk and are the basis for buy/sell/hold decisions.

Principal Duties and Responsibilities

Credit Review and Analysis

  • Assess credit quality of various corporate bond offerings and industries using a variety of research tools including but not limited to Bloomberg, rating agencies, third-party research, and SEC filings

  • Assign/maintain formal ratings (e.g., outlook, trading, ESG, etc.) on Investment Grade and High Yield credits and their respective industries

  • Monitor and make recommendations regarding exposures to respective issuers and industries

  • For assigned issuers/industries, provide written research reports and timely updates when appropriate

Credit Management and Trading Recommendations

  • Maintain and develop research contacts and resources with a variety of street, and rating agency analysts

  • Effectively communicate with and critically analyze comments of CEOs, CFOs and Investor Relations Officers at large national and international corporations

  • Make investment recommendations on the purchase or sale of corporate bonds to the Head of Research and Portfolio Managers

  • Partner with our underwriters and other functional areas of the corporation by providing company specific opinions and industry assessments to assist in new business and renewal processes

  • Assume responsibilities for special projects or other duties when required

Job Specifications

  • Minimum Bachelor's degree required; MBA and/or CFA credentials preferred

  • 3+ years relevant work experience in investments; solid knowledge of fixed income markets, economics and credit research required

  • Strong written and verbal communications skills, with the demonstrated ability to quickly and effectively communicate ideas and recommendations

  • Proficiency with Bloomberg and Microsoft Office tools, especially Excel; ability to learn new software and utilize external quantitative tools that value corporate credit risk required

  • Strong financial research skills, producing and maintaining quantitative financial models

  • Excellent problem-solving skills, documentation skills and ability to thrive in a fast-paced environment



Our company is built on helping individuals and families, and this starts with our employees. We want employees to maintain a positive balance, which is why we provide access to the benefits and resources they need to invest in themselves. From our onsite fitness facilities and generous paid time off to employee professional development programs, we are committed to helping employees live and work their best - both inside and outside the office.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.



icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Analyst Or Senior Analyst

Jones Lange Lasalle Inc.

Posted 3 weeks ago

VIEW JOBS 11/12/2021 12:00:00 AM 2022-02-10T00:00 About JLL - We're JLL-a leading professional services and investment management firm specializing in real estate. We have operations in over 80 countries and a workforce of over 91,000 individuals around the world who help real estate owners, occupiers and investors achieve their business ambitions. As a global Fortune 500 company, we also have an inherent responsibility to drive sustainability and corporate social responsibility. That's why we're committed to our purpose to shape the future of real estate for a better world. We're using the most advanced technology to create rewarding opportunities, amazing spaces and sustainable real estate solutions for our clients, our people and our communities. Our core values of teamwork, ethics and excellence are also fundamental to everything we do and we're honored to be recognized with awards for our success by organizations both globally and locally. Creating a diverse and inclusive culture where we all feel welcomed, valued and empowered to achieve our full potential is important to who we are today and where we're headed in the future. And we know that unique backgrounds, experiences and perspectives help us think bigger, spark innovation and succeed together. If this job description resonates with you, we encourage you to apply even if you don't meet all of the requirements below. We're interested in getting to know you and what you bring to the table! Job Description We are currently seeking an Analyst or Senior Analyst to join our Capital Markets Multifamily lending platform supporting the Affordable Production team. This person will be responsible for supporting the growth of JLL's multifamily loan production efforts. The role will provide loan and real estate analysis to help support the loan originations team. The primary technology that the analyst will use in analyzing historical and projected property operations is Microsoft Excel. A full understanding of complex excel models in existing templates as well as the ability to develop new or refine existing templates is required in this role. Responsibilities include: * Analyze property operating statements and rent rolls and determine a pro-forma NOI used for loan determination. * Assist senior team members in sizing and structuring debt transactions by using fundamental valuation methodologies, identifying and researching risks, understanding industry dynamics, industry valuation metrics and modeling cash flows. * Upon completion of due diligence, independently prepare a narrative summary and financial model that will be presented for internal pre-application and investor approvals. * Become knowledgeable about Fannie Mae, Freddie Mac, and FHA multifamily loan programs and underwriting requirements. Previous experience working with Agency lending is a plus. * Develop and maintain strong relationships with clients and internal departments. * Conduct detailed economic and demographic research through the use of third party information services to determine feasibility of transactions. * Monitor and update JLL's Pipeline system. * Provide/gather information through exceptional communication skills (both verbal and written). Qualifications Required: * Bachelor's Degree in a business related field (i.e. Finance, Accounting, Real Estate, etc.) * 1-4 years of analytical and financial modeling skills in an investment environment. We are open to a December 2019 graduate with internship experience (real estate background preferred) * Familiarity with standard concepts, practices, and procedures associated with real estate finance, such as LTV, DSCR, capitalization rates, interest rates (fixed, variable, taxable, tax-exempt) * Ability to write a convincing business case * Outstanding Excel skills (required) and knowledge of Microsoft Office Suites (Word, Outlook, Access) * Willingness and ability to learn new technology * Ability to work independently, unsupervised, and as a team player * Excellent interpersonal, communication, problem-solving and organization skills * Ability to multi-task, especially in stressful situations, and excellent attention to detail * Ability to travel as needed #LI What you can expect from us We succeed together and believe the best inspire the best, so we invest in supporting each other, learning together and celebrating our success. Our Total Rewards program reflects our commitment to helping you achieve your career ambitions, recognizing your contributions, investing in your well-being and providing competitive benefits and pay. We can't wait to see where your ambitions take you at JLL. Apply today! JLL Privacy Notice Jones Lang LaSalle (JLL), together with its subsidiaries and affiliates, is a leading global provider of real estate and investment management services. We take our responsibility to protect the personal information provided to us seriously. Generally the personal information we collect from you are for the purposes of processing in connection with JLL's recruitment process. We endeavour to keep your personal information secure with appropriate level of security and keep for as long as we need it for legitimate business or legal reasons. We will then delete it safely and securely. For more information about how JLL processes your personal data, please view our Candidate Privacy Statement. For additional details please see our career site pages for each country. For employees in the United States, please see a fully copy of our Equal Employment Opportunity and Affirmative Action policy here. Jones Lang LaSalle ("JLL") is an Equal Opportunity Employer and is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process - including the online application and/or overall selection process - you may email us at This email is only to request an accommodation. Please direct any other general recruiting inquiries to our Contact Us page > I want to work for JLL. Jones Lange Lasalle Inc. Chattanooga TN

Senior Investment Analyst - High Yield & Investment Grade

Unum Group