At Bank of the West, our people are having a positive impact on the world. We're investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy.
From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people's lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we're a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
The Inspection Group, as the Bank's periodic control function (i.e., third line of defense), independently assesses the effectiveness of the permanent control function (i.e., first and second lines of defense) to identify, measure, monitor, and control risks. The CCA team fulfills the responsibilities of the Credit Review (or Loan Review) function of the Bank, as defined by the 2006 Interagency Guidance on Allowance for Loan and Lease Losses (ALLL).
Consistent with the Bank's growth plans in the large corporate / commercial lending space nationally across the US, we are seeking high caliber credit professionals possessing 10+ years of commercial credit and/or credit review experience in major banks / financial institutions. She/he should have a track-record of excellence in the credit field in the Corporate and Institutional (C&I) and Commercial Financing space, ideally gained in an underwriting, deal structuring, credit adjudication or credit review function, or a combination thereof. The candidate must be able to demonstrate solid expertise in credit analysis, financial and quantitative analysis, deal structures in the C&I space, syndicated facilities, and determination of risk-rating (including ideally, familiarity with rating methodology and use of scorecards). In addition, industry knowledge in the credit and/or credit review fields is preferred.
The candidate's technical expertise will be compelemented by good communication skills (both verbal and written), and the ability to successfully engage in complex discussions with unit heads of business divisions being audited (auditees).
To the right candidate, the Bank is committed to providing a rewarding, motivating and long-term career in a dynamic and result-oriented environment. Our ability to offer career growth in a business involving diverse lending platforms is a direct result of our close affiliation with our international parent, the BNP Paribas Group, a reputed global powerhouse in financial services with a consistent record of profit growth and strong capitalization, and an established international