Senior Credit Analyst

Georgia-Pacific is seeking a Senior Credit Analyst to join the Corporate Treasury team at our beautiful Downtown HQ in Atlanta, GA.

The Role: You will manage a customer portfolio and understand the industry and market. You will partner with the business team and customers to ensure that we are taking an appropriate risk adjusted approach on behalf of Georgia-Pacific. You'll work collaboratively with internal and external business partners to determine the best course of action which may include credit assessment, risk mitigation strategies, negotiation, or a credit hold.

The Team: Our team is comprised of a diverse group of individuals that have a passion for financial analytics, evaluating and optimizing risk, building strong relationships, and lifelong learning. The Credit Analyst reports to the Credit Director. This role is based at our HQ in Downtown Atlanta, GA. This role will be a hybrid of weekly in office days and flexibility to work remotely; with the expectation of being in office more than not.

The ideal candidate will utilize critical thinking for problem solving, show initiative, and work with a sense of urgency while you prioritize multiple requests. A passion for gathering and using data to identify trends, optimize risk and "tell the story", will propel you in this role. The business knowledge gained, and the experience provided by this position provides an excellent platform for future career growth within the company.

What You will Do in Your Role

• Utilize financial analytics, business/industry research, decision-making capabilities, local knowledge, and teamwork as part of a disciplined approach to establishing, reviewing, and maintaining customer credit lines

• Analyze and interpret documents such as regulations, policies, financials statements and other vital documents, as well as interpret market signals

• Partner with the business to understand the origination of new deals or change of current deals including economics, mechanics, and incentives for both GP and the customer

• Provide support to the business and conduct credit analysis and profitable risk management

• Manage portfolio credit risk for the business

• Perform financial analysis on customers and establish credit lines in relation to a reward/risk framework

• Develop strong working relationships with both internal and external customers

• Perform periodic customer visits to assist in evaluating credit quality

• Manage daily credit risk operations, including developing strategies for high-risk counterparties

• Monitor credit exposure and work with customers and our commercial team to resolve limit breaches

• Negotiate credit documents as warranted (guarantees, letters of credit, bonds, etc.)

• Manage the extended collections process such as payment extensions and renegotiations

• Advance the Principled Based Management (PBM) culture by applying and reinforcing the company's Guiding Principles

Who You Are (Basic Qualifications)

• Career experience focused on Accounting, Financial Analysis, or related Corporate Credit role

• Contribution/Collaboration mindset: You are an analytical thinker, details matter, you seek to build working relationships and partner with others to bridge gaps and solve problems

• Transformation focused: You are flexible and able to prioritize your work in a dynamic environment, embrace change, and improve processes

• Confident Communicator: You engage effectively with customers and internal stakeholders via telephone, email, chat, and video calls - you are comfortable being seen and heard

• Systems and Tools savvy: You have experience with Microsoft Office Suite/Office 365; including MS Excel and a desire to learn new systems and tools

What Will Put You Ahead

• Bachelor's degree or higher in Finance or Accounting

• Experience at a large corporation in a Risk or Credit role

• Demonstrated technical proficiency in spreadsheets/databases (e.g. Excel, Access, SQL, Tableau)

At Koch companies, we are entrepreneurs. This means we openly challenge the status quo, find new ways to create value and get rewarded for our individual contributions. Any compensation range provided for a role is an estimate determined by available market data. The actual amount may be higher or lower than the range provided considering each candidate's knowledge, skills, abilities, and geographic location. If you have questions, please speak to your recruiter about the flexibility and detail of our compensation philosophy.

Hiring Philosophy All Koch companies value diversity of thought, perspectives, aptitudes, experiences, and backgrounds. We are Military Ready and Second Chance employers. Learn more about our hiring philosophy here.

Who We Are Georgia-Pacific is a Koch company and a leading manufacturer of bath tissue, paper towels, paper-based packaging, cellulose, specialty fibers, building products and much more, Georgia-Pacific works to meet evolving needs of customers worldwide with quality products. In addition to the products we make, we operate one of the largest recycling businesses. Our more than 30,000 employees in over 150 locations are empowered to innovate every day -to make everyday products even better. At Koch, employees are empowered to do what they do best to make life better. Learn how our business philosophy helps employees unleash their potential while creating value for themselves and the company.

Our Benefits Our goal is for each employee, and their families, to live fulfilling and healthy lives. We provide essential resources and support to build and maintain physical, financial, and emotional strength focusing on overall wellbeing so you can focus on what matters most. Our benefits plan includes medical, dental, vision, flexible spending and health savings accounts, life insurance, ADD, disability, retirement, paid vacation/time off, educational assistance, and may also include infertility assistance, paid parental leave and adoption assistance. Specific eligibility criteria are set by the applicable Summary Plan Description, policy or guideline and benefits may vary by geographic region. If you have questions on what benefits apply to you, please speak to your recruiter.

Equal Opportunities Equal Opportunity Employer, including disability and protected veteran status. Except where prohibited by state law, all offers of employment are conditioned upon successfully passing a drug test. This employer uses E-Verify. Please visit the following website for additional info: http://www.kochcareers.com/doc/Everify.pdf

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