Senior Credit Analyst, Credit Administration

First Republic San Francisco , CA 94118

Posted 2 months ago

At First Republic, we care about our people. Founded in 1985, we offer extraordinary client service in private banking, private business banking and private wealth management. We believe that personal connections are everything and our success is driven by the relationships we form with our colleagues and clients. You'll always feel empowered and valued here.

Incredible teams doing exceptional work, every day

The Credit Approval & Administration team provides education, guidance, and best practices related to First Republic's credit culture and policy. Our team includes members of the Executive Loan Committee and Credit Administration who approve and monitor loans in accordance with our credit culture and policy.

What you'll do as a Senior Credit Analyst, Credit Administration:

  • Monitor delinquency and default of both individual borrowers and of the portfolio as a whole. Manage and monitor reports monthly and track overall levels of delinquency. Provide information on the status of loan payments of current clients monthly, and assist in collection and provide post-loan technical assistance. Identify and provide status updates for high risk credits to management

  • Ensure stability of lending portfolios, including monitoring existing credit facilities trends as well as for financial and reporting covenant compliance. Anticipate problem loans and work within Credit Administration policies and guidelines to take appropriate action. Complete credit waivers, loan modifications and restructures.

  • Identify and determine proper course of action for exception situations that arise. Recommend loan modifications, requests for restructures and termed-out lines of credit.

  • Handle adverse action decisions by contacting the referring officer, which may also include communication with a client.

  • Assist in managing special asset activities, including Loan workouts, bankruptcy filings. Coordinate interaction with legal counsel regarding documentation and monitoring of legal efforts related to loans sent to outside counsel for collection.

  • Assist in monitoring the existing portfolio to ensure quality credit and avert any potential signs of default. Review OnBase reports, overdraft reports, and flag reports.

  • Perform Duties and responsibilities specific to department functions and activities, or as assigned by supervisor.

You could be a great fit if you have:

  • 1-3 years of commercial lending experience

  • Bachelor's degree and some general office experience.

  • Provides extraordinary service.

  • Furthers the First Republic Bank culture and values.

  • Interpersonal skills / Ability to communicate to multiple audiences.

  • Excellent analytical and problem-solving skills.

  • Able to work effectively both autonomously and in a team environment.

  • Problem solving and process orientation.

  • Time management.

  • Decision making.

  • Dealing with ambiguity.

  • Deadline oriented.

  • Ability to multi-task.

Job Demands:

Must be able to review and analyze data reports and manuals; must be computer proficient.

Must be able to communicate effectively via telephone and in person.

Must be able to travel as position requires.

Own your work and your career - apply now

Are you willing to go the extra mile because you love what you do and how you can contribute as a team? Do you want the freedom to grow and the opportunity to take charge of your own career? If so, then come join us.

We want hard working team players. You'll have the independence to learn, lead and drive change. A culture of extraordinary service, empowerment and stability - that's the First Republic way.

First Republic is subject to federal laws that restrict the employment of individuals with certain types of criminal histories, including FDIA Section 19 and FINRA. To the extent not inconsistent with our obligations under those federal laws and regulations, First Republic will consider qualified candidates with criminal histories in a manner consistent with the Los Angeles and San Francisco ban-the-box laws.

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Senior Credit Analyst, Credit Administration

First Republic