Senior Commercial Banker

Position Title: Senior Commercial Banker

Department: Commercial Banking

Position Reports to: Commercial Banking Manager

Position Supervises: No Direct Reports

Premier Summary:

At Premier Bank, an affiliate of Premier Financial Corp., we're Powered by People, and know that our success is directly tied to great work by our team members. Our employees are dedicated to our clients, communities and each other. We are committed to promoting inclusiveness, diversity and a sense of belonging throughout our organization. We provide competitive benefits, incentive compensation, paid time off that includes paid community service hours, flexible spending accounts, retirement programs, professional development, tuition assistance and so much more. If you want to make a difference, choose to share your talents at Premier.

Position Summary:

Exhibit the company's mission statement, strategy and sales goals within the commercial team by establishing new relationships and retaining and expanding existing relationships through established Centers of Influence. Demonstrate solid commercial lending knowledge and implement our Trusted Advisor strategy to all internal and external customers.

Duties and Responsibilities:

• Meet personal performance expectations for the production of loans, deposits and fees while managing an assigned book of business.

• Create a collaborative relationship with support departments, including but not limited to credit, loan processing and retail.

• Serve as a leader by example and center of influence within the market served.

• Be a mentor to other lenders, provide assistance when needed.

• Assist borrowers by making appropriate recommendations concerning financing options and financial decisions.

• Maintain compliance with loan policy, procedures and documentation, including loan package preparation, while properly structuring, underwriting and pricing.

• Provide on-going service to existing clients and branch personnel regarding loan questions and issues.

• Work with portfolio manager to monitor exceptions

• Identify and assist in the origination of new deposit accounts and Treasury Management services.

• Produce quality referrals through regular calls on prospective and existing customers as well as referral sources.

• Ensure annual loan reviews are completed in a timely manner.

• Other duties as assigned.

Education, Certification, License and Experience:

• High school graduate or equivalent.

• Bachelor's degree in business or finance, or equivalent combination of education and work experience.

• Five years of commercial banking experience required.

Skills and Knowledge:

• Strong interpersonal, presentation, leadership and supervisory skills; including negotiation skills.

• Excellent verbal and written communications skills.

• Sales and goal-oriented personality, with high degree of professionalism.

• Strong analytical, problem solving and critical thinking skills.

• Complete knowledge of the commercial products and services and familiarity will all company products and services.

• Extensive knowledge of commercial lending laws, and practices.

• Sales management experience

• Responsible for knowing and ensuring compliance with applicable laws, regulations and guidelines, as detailed in policies that include but are not limited to Bank Secrecy Act and other applicable anti-money-laundering rules, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.

Work Environment:

This job operates in a professional office environment. Work is normally performed in a typical interior work environment but there are frequent trips to business customers and prospects.

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms. The employee must frequently lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity. Ability to drive a vehicle for travel is required for the position.

Premier Financial Corp is an Affirmative Action and Equal Opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or any other legally protected status.

The above statements are intended to describe the essential functions of the job and the qualifications of the person assigned to it. They are not intended as an exhaustive list of all job duties, responsibilities and requirements. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description does not constitute a contract of employment. Employment is "at will" and may be terminated at any time.

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