Plan, execute, and document digital banking audits in a risk focused manner while maintaining independence and department and professional standards.
Evaluate, test, and report on the adequacy and effectiveness of the control environment within digital banking.
Analyze digital banking risks and proactively identify the root-cause of issues with a view to providing recommendations for improvement where weaknesses are identified.
Finalize audit findings and use judgment to provide an overall opinion on the control environment.
Implement and execute an effective program of continuous monitoring for digital banking. This includes monitoring of key metrics to identify control issues and adverse trends in the control environment and keeping abreast of key initiatives and pertinent industry and regulatory developments.
Supervise Assistant Senior Auditors and Staff Auditors as needed. Assist in establishment of appropriate budgets and audit timeframes. Directly communicate audit status and findings with Senior, Middle and Line Management and External Auditors.
Deliver on-time, high-quality reports that require limited revision by Audit Management. Complete comprehensive validation procedures on Internal Audit and Regulatory issues.
Provide advisory services within digital banking and participate in or lead special projects, investigations and initiatives as necessary.
Contribute to the Departments Risk Assessment process (assist in identifying, analyzing, and assessing risk throughout the Bank).
Gain and develop a detailed understanding of digital banking processes and/or associated technology to identify control gaps or to make recommendations that address the identified gaps.
Work with Management to obtain responses that address the identified issues and ensure closure dates appear reasonable.
Encourage integrated auditing concepts; the use of technology, and make suggestions on audit approach changes to improve the efficiency and effectiveness of audit procedures.
Use excellent communication skills to influence a wide range of audiences including respective product or functional support partners.
Stay abreast of best practices and industry developments within digital banking and incorporate into audit coverage.
Manage multiple tasks concurrently in an efficient and effective manner with minimal oversight.
Build strong partnerships with business stakeholders within digital banking and other audit team members.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
NATURE AND SCOPE: This role is responsible for leading, planning and executing the delivery of high quality, value-added audit services within the digital banking portfolio, which meet the requirements of the Audit Committee and regulatory expectations.
Ensure ongoing conformance with professional auditing standards.
This position directly communicates with Middle and Line Management and External Auditors.
MANAGERIAL/SUPERVISORY RESPONSIBILITY: This position will have certain audit personnel oversight responsibilities on audits in which they function as Lead Auditor. This role may also provide coaching opportunities on other engagements.
MINIMUM QUALIFICATIONS REQUIRED: Bachelors degree in Technology/Accounting/Finance/Business or related discipline and a minimum of 4 years experience in a related role, or in lieu of a degree, a combined minimum of 8 years of higher education and/or work experience, including a minimum of 4 years experience in a related role.
Ability to develop and coach others.
IDEAL QUALIFICATIONS PREFERRED: Financial Services Industry experience preferred.
Related certifications (CPA, CIA, CISA, CAMS or similar).
MBA or Masters degree in an appropriate field.
Working knowledge and experience with auditing the following areas:
Digital Governance and Strategies, Web Content Change Management, Agile Change Management, Customer Authentication, Digital Platform functionality (online and mobile banking), Customer Payments (bill pay, ACH, wire transfer, person to person, real time), Contact Centers, the various regulatory requirements embedded within digital processes.
Ability to critically think, digest, and challenge digital processes and technology in real time.
Proud to be an EEO Employer.
Globalquest Staffing Solutions