Senior Analyst - Fraud Detection Analytics

General information

Career area

Deposits Operations

Country

United States

Work Location(s)

2911 Lake Vista Drive, TX, 601 S. Tryon Street, NC

State

North Carolina

City

Charlotte

Remote?

No

Ref #

17491

Posted Date

Wednesday, May 1, 2024

Working time

Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

As a Senior Analyst in Fraud Detection Analytics at Ally, you'll be responsible for the development of analytical solutions that allow us to do things like detect fraudulent activity, prevent bank losses, and improve the customer experience through statistical analysis of data; developing fraud rules to alert on risky behavior; creating dashboards to monitor abnormal behavior.

The Work Itself

• Use large transactional and behavioral data sets to conduct business analysis through SQL, Python or R to find patterns of fraudulent behavior

• From analysis on fraud patterns, develop fraud rules and strategies to alert on risky behavior

• Create proposals for fraud rule changes and present to partner teams for approval that will be worked by fraud operations to review for fraud

• Design, build and monitor dashboards to monitor daily behavior for abnormalities or elevated activity then research behavior to determine if risk is present

• Work quickly to triage fraud attacks and high dollar loss events by performing detection logic to prevent further activity

The Skills You Bring

• 3+ years of demonstrated experience turning business questions into insights through analysis of large data sets

• Advanced SQL skills required

• Advanced Excel skills required

• Python, SAS and R skills preferred

• Data visualization skills through Power BI or Tableau preferred

• Proficiency in various database environment, such as Hadoop, Oracle or AWS and proven experience to extract data

• Preferred knowledge of fraud, banking transactions and/or financial services operations

• Bachelor's degree in Data Science, Analytics, Computer Science, Economics, Statistics, Mathematics, Finance or similar field of study required

• Master's degree in Data Analytics or Data Science or similar field of study preferred

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)

• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.

• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

• To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Emerging

85000

Experienced

117500

Expert

150000

Incentive Compensation: This position is eligible to participate in our annual incentive plan.