SBA Commercial Loan Analyst

Mufg Charlotte , NC 28201

Posted 2 months ago

SBA Commercial Loan Analyst

  • Requisition # 10035034-WD

  • Job Type Day

  • Location Charlotte, NORTH CAROLINA

  • Date Posted 04/27/2020

Your potential. Your opportunity.

Description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018). In the Americas, we're 14,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We're a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.

Job Summary:

  • Perform complex loan functions related to the processing of Commercial Lending, Syndications, Real Estate Construction and Asset Based Financing.

Major Responsibilities:

  • Perform loan accounting functions using multiple loan systems i.e. Real Estate Construction (RCL), Asset Based Lending (ABL) and the Automated Financial System (AFS). Interpret requests for boarding new and renewed loans and determine the structural hierarchy.

  • Ensure modifications to codes are processed accurately to maintain optimum data integrity.

  • Communicate with the Bank's liaisons and lenders regarding the borrowers loan status.

  • Adhere to processing deadlines established to ensure compliance with the department's service level commitment.

  • Perform multiple tasks to service a diverse group of borrowers.

  • Tasks includes but are not limited to servicing non accrual loans, syndicated credits, risk participations, government secured loans, partially international related facilities and other products offered by the Bank.

  • Ensure tasks performed meet all regulatory requirements issued for Sarbanes-Oxley, FDICIA, Auditing and Bank policy.

  • Provide guidance and assistance to the lending offices to resolve discrepancies.

  • Settle accrual discrepancies between the Banks records and the syndicated agent.

  • Perform multiple tasks to prepare and disseminate demand payoffs.

  • Participate in discussions regarding the servicing and boarding of creative loan structures with lenders and Loan System Support Administration.

  • Propose ways to service new products and facilities to ensure accurate reporting.

  • Perform steps to certify the Bank's general ledger to the loan accounting system.

  • Analyze and monitor exception reports to avoid unnecessary bank exposure.

  • Train less experienced staff on new products and procedures.

  • Continuously exercise sound judgment to protect the bank

  • Service SBA(7a, 504, etc.)loans in accordance with bank policies and guidelines, which includes a variety of tasks to ensure government-guaranteed loans are serviced prudently according to Bank and/or government loan operating procedures. Stay up-to-date on SBA policies, guidelines and applicable training.

Qualifications

Qualifications:

  • Knowledge in loan processing on Automated Financial System (AFS) to book loans, process payments, advances and various others transactions as required, including but not limited to wires, rate changes, borrowing base updates and system code changes for commercial loans.

  • Basic knowledge of accounting

  • Basic knowledge of commercial loan documentation: (Promissory note - maturity dates, ates: LIBOR, Prime, amortization schedule) Revolving Lines of Credit, Term Loans

  • SBA(Small Business Administration)Loan Servicing

  • Typically requires a high school diploma or G.E.D and 5 to 6 years of experience in technical experience.

  • Strong PC skills required especially Microsoft office and Excel.

  • Excellent mathematical ability as needed to perform multi-step calculations.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

  • Job Operations

  • Primary Location Charlotte, North Carolina

  • Shift Day

  • Schedule Full Time

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VIEW JOBS 5/22/2020 12:00:00 AM 2020-08-20T00:00 Commercial Loan Ops Analyst * Requisition # 10035034-WD * Job Type Day * Location Charlotte, NORTH CAROLINA * Date Posted 04/27/2020 Your potential. Your opportunity. Description Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018). In the Americas, we're 14,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We're a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count. Job Summary: * Perform complex loan functions related to the processing of Commercial Lending, Syndications, Real Estate Construction and Asset Based Financing. Major Responsibilities: * Perform loan accounting functions using multiple loan systems i.e. Real Estate Construction (RCL), Asset Based Lending (ABL) and the Automated Financial System (AFS). Interpret requests for boarding new and renewed loans and determine the structural hierarchy. * Ensure modifications to codes are processed accurately to maintain optimum data integrity. * Communicate with the Bank's liaisons and lenders regarding the borrowers loan status. * Adhere to processing deadlines established to ensure compliance with the department's service level commitment. * Perform multiple tasks to service a diverse group of borrowers. * Tasks includes but are not limited to servicing non accrual loans, syndicated credits, risk participations, government secured loans, partially international related facilities and other products offered by the Bank. * Ensure tasks performed meet all regulatory requirements issued for Sarbanes-Oxley, FDICIA, Auditing and Bank policy. * Provide guidance and assistance to the lending offices to resolve discrepancies. * Settle accrual discrepancies between the Banks records and the syndicated agent. * Perform multiple tasks to prepare and disseminate demand payoffs. * Participate in discussions regarding the servicing and boarding of creative loan structures with lenders and Loan System Support Administration. * Propose ways to service new products and facilities to ensure accurate reporting. * Perform steps to certify the Bank's general ledger to the loan accounting system. * Analyze and monitor exception reports to avoid unnecessary bank exposure. * Train less experienced staff on new products and procedures. * Continuously exercise sound judgment to protect the bank * Service SBA(7a, 504, etc.)loans in accordance with bank policies and guidelines, which includes a variety of tasks to ensure government-guaranteed loans are serviced prudently according to Bank and/or government loan operating procedures. Stay up-to-date on SBA policies, guidelines and applicable training. Qualifications Qualifications: * Knowledge in loan processing on Automated Financial System (AFS) to book loans, process payments, advances and various others transactions as required, including but not limited to wires, rate changes, borrowing base updates and system code changes for commercial loans. * Basic knowledge of accounting * Basic knowledge of commercial loan documentation: (Promissory note - maturity dates, ates: LIBOR, Prime, amortization schedule) Revolving Lines of Credit, Term Loans * SBA(Small Business Administration)Loan Servicing * Typically requires a high school diploma or G.E.D and 5 to 6 years of experience in technical experience. * Strong PC skills required especially Microsoft office and Excel. * Excellent mathematical ability as needed to perform multi-step calculations. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses. * Job Operations * Primary Location Charlotte, North Carolina * Shift Day * Schedule Full Time Mufg Charlotte NC

SBA Commercial Loan Analyst

Mufg