Sales Associate

Job Description

The Sales Associate is responsible for performing daily branch and customer service duties; providing customers with efficient and accurate transaction processing; promoting business by providing quality customer service and handling routine customer inquiries; providing customer referrals for products and services on a daily basis and have the ability and desire to interact in a team environment and be willing to contribute to the team efforts.

RESPONSIBILITIES:

• Operate with accuracy and efficiency the appropriate core banking systems and a sales associate window as follows:

• Accept deposits, verify cash deposits, endorsements and comply with Regulation CC requirements and bank deposit policies.

• Accept payments for all loans/lines of credit.

• Process the redemption of U.S. Savings Bonds.

• Process night depository, ATM and mail deposits, if applicable.

• Provide additional customer services including processing/issuance of official bank checks and credit card cash advances

• Balance assigned cash daily and maintains strict adherence to security procedures and sole control of cash drawer and assigned cash limits

• Adhere to cash differences/controllable losses policy

• Identify customers, by understanding and obtaining proper documentation of identification, obtains and/or verifies endorsements/payees, cash, and checks/withdrawals/transfers and obtains supervisor approval for authorization at bank-established cash limits, including the determination of the availability of sufficient funds, exclusion of stop payments and holds

• Verify signatures and account ownership as required. Exercises discretion, judgment, and initiative regarding transaction problems and inquiries

• Comply with all department and company policies, procedures and overall security;

• Prepare mandatory currency transaction reports and monetary instrument logs in compliance with Bank Secrecy Act regulations, including adhering to KYC, OFAC, and Information Security policies and procedures.

• Contribute to the responsibility in meeting monthly branch and/or individual scorecard goals on a consistent basis by monitoring self-performance and following action plans

• Ensure delivery of excellent customer service throughout the Bank by adhering to sales and @ your service standards .

• May be responsible for branch opening/closing procedures

• May escort customers to safe deposit boxes in accordance with the Bank's safe deposit box policy and security procedures

• May assist in opening/closing of branch vaults under dual control

• As needed, order, receive, verify, and distribute cash in accordance with bank policy

• Promote and maintain positive relationships with all internal and external customers

• Contribute to the fulfillment of the Bank's objectives and goals by performing as a team member in allocating and coordinating the workflow

• Responsible for keeping current and being knowledgeable in order to communicate the Bank's products and services to clients.

• As business needs arise, ability to open and/or close the Branch and may require working hours outside normal scheduled hours

Qualifications

• High school diploma or equivalent;

• Successful completion of the Bank's in-house Sales Associate Training Program.

• Previous customer service contact experience is highly desired.

• Ability to demonstrate a sales oriented professional demeanor

• Excellent communication skills

• Experience in handling money preferred

• Proficiency in Microsoft Office Products (Word, Excel) required

• Understanding and working knowledge of appropriate core banking system is a plus

• Detailed oriented;

• Strong interpersonal skills;

• Professionalism and confidentiality is essential

• Ability to travel as business necessity arises to other branch locations to ensure proper staffing on a daily basis

• Flexibility on work schedule as business needs arise

KEY COMPETENCIES:

• Customer Service

• Interpersonal Skills

• Dependability (Attendance & Punctuality)

• Task Management

ESSENTIAL FUNCTIONS:

• Sitting and standing for extended periods of time.

• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.

• Ability to converse and exchange information with all levels of staff within organization.

• Ability to observe, perceive, identify, and translate data

• Ability to travel via airplane, automobile, bus and/or train

Company Profile

Nearest Major Market: Charleston

Job Segment: Bank, Banking, Outside Sales, Information Security, Finance, Sales, Technology