The Risk Policy Senior Manager (VP) is a critical position responsible for accomplishing results through monitoring the Citi portfolio and identifying credit mitigation in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.
Lead the New Account & Acquisition strategy for Deposit Risk Policy
Manage risk / reward dynamics for respective products portfolios through ongoing validation, rationalization and formulation of overall credit strategy and policies and procedures pertaining to the entire risk management credit cycle to assure a concreate governance model and risk culture.
Monitor the portfolio mix and ensuring products perform to profitability and risk benchmarks and corporate guardrails.
Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity
Develop, test, optimize and implement credit/valuation policies
Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals
Track and report on initiatives, performance results, emerging trends and opportunities to senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
6-10 years of experience in credit risk management or equivalent training
Experience in the financial services industry preferred
Demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions
Consistently demonstrate clear and concise written and verbal communication
Proven negotiation skills often used at a senior level
Demonstrated ability to synthesize, prioritize and drive results with urgency
Ability to obtain support and buy-in across a wide range of internal and external audiences
Experience with SAS preferred
Bachelor's degree/University degree or equivalent experience
Master's degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.