Residential Mortgage Underwriter I

Solekai Systems Corp Pittsburgh , PA 15201

Posted 2 months ago

We are:

Accenture is consistently recognized on FORTUNE's 100 Best Companies to Work For and Diversity Inc's Top 50 Companies for Diversity lists. You will receive competitive rewards and access to benefits programs and world-class learning resources. Join Accenture and be empowered with innovative tools, continuous learning and a global community.

Accenture Credit Services is a recognized market leader providing business process outsourcing services to consumer and commercial lending institutions around the world. We help our clients transform their operations and deliver improved customer service, efficiency, quality and profitability.

You are:

An experienced mortgage underwriter and a solution oriented critical thinker! You know that companies and processes change; therefore, you adapt quickly and execute flawlessly. Self-motivated to achieve and exceed goals and demonstrate grit that will inspire others to always strive for superior results.

The work:

  • Ability to work in a fast-paced environment, while making sound credit decisions with attention to detail.

  • Perform income, credit, title and property analysis on Home Equity loan files submitted within the time frame established by departmental management.

  • Examine loan documents and loan processing system for accuracy and completeness, ensuring all required documents and conditions are received.

  • Perform timely reviews of conditions submitted a well as loan resubmissions.

  • Maintain quality and production standards as defined by business.

  • Provides exemplary customer service to both internal staff and external customer by clearly explaining credit decision and offering alternative options when needed.

  • Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers.

  • Actively cooperate and interact with all entities of the client. Perform other job-related duties and special projects as required.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Underwriter Pittsburgh PA

First National Bankshares Statutory Trust I

Posted 6 days ago

VIEW JOBS 5/29/2020 12:00:00 AM 2020-08-27T00:00 Primary Office Location:100 Sandusky Street. Pittsburgh, Pennsylvania. 15212. Join our team. Make a difference - for us and for your future.nPosition Title: Mortgage Underwriter 2 Business Unit: Mortgage Administration Reports To: Supervisor of Mortgage Underwriting Position Overview: This position is primarily responsible for underwriting and approving residential mortgage loan applications and declination review, noting that the importance of this function impacts long-term company goals and objectives. The incumbent pays appropriate attention to proper ordering of documentation to lessen the corporation's potential risk of loss. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline. Primary Responsibilities: Reviews individual loan applications as per product specific guidelines to evaluate a degree of risk involved and determines the acceptance of applications and considers a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Verifies all application information for accuracy and completeness though validation of loan data against documentation provided. Takes responsibility for compliance to the corporation's policies and procedures for underwriting mortgage loans depending on assignment. Performs tax return analysis to develop the self-employed borrower's income according to appropriate guideline or regulatory criteria. Reviews the appraisal report for accuracy and completeness. Identifies more complex issues noted on the appraisal report regarding the condition of the property and takes steps necessary to resolve those issues such as inspections by qualified contractors, escrowing funds for repairs. Complies with regulations regarding approvals and declinations and notifies MLO and Processing partners within stated time frames for Regulatory B Compliance. Underwrites loan applications according to the appropriate GSE, agency, secondary market or portfolio guidelines and corporation policy while maintaining a clear understanding of all product guidelines in order to determine if a loan qualifies as presented. Advises the Loan Originator on proper loan structuring in order to qualify for a program. Approves loans up to and including a set loan authority and escalates for high level authority as necessary conforming to loan limit approval for loans on the secondary market and $200,000 for portfolio loans. Attends yearly training seminars and Web-X training relative to fraud detection, appraisal reports and secondary market underwriting guidelines. Underwrites to specialty loan program guidelines including FHA, CRA loan products, F.N.B.'s Private Banking, VA and USDA Rural and Employee Loans. Maintains certifications as required by FHA and VA. Identifies Secondary Market executions according to our Best Execution strategy by investor or agency. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Education: High School or GED Minimum Years Experience: 5 Special Skills: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Ability to use general office equipment Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Intermediate Level MS PowerPoint - Basic Level Ability to use industry related software such as Desktop Underwriter, Loan Prospector, Clout, Zippy, eMagic, RMIC, MortgageBot, easyLender, etc. preferred. Special Licenses and Certificates: Must have at least 1 Government certification (FHA CHUMS number of VA SAR designation). Physical Requirements: N/A First National Bankshares Statutory Trust I Pittsburgh PA

Residential Mortgage Underwriter I

Solekai Systems Corp