Cadence Bank Gatesville , TX 76596
Posted 2 weeks ago
What The Role Is
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
How You Will Make An Impact
Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
Interviews commercial applicants and processes loan applications.
Analyzes applicant's financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Approves loans that meet established lending criteria and are within approved lending limits.
Maintains customer relationships.
Manages a portfolio of consumer and commercial loans (primarily commercial).
May coordinate some collection efforts.
Provides and maintains a professional, business-like atmosphere within the banking division.
Represents the financial institution in public relations activities and community affairs.
Who You Are
Excellent interpersonal and customer service skills.
Sales oriented.
Education
Experience
A minimum of 5 - 6 years experience in a financial institution as a commercial lender.
Knowledgeable of laws and regulations applicable to lending practices.
Characteristics
Regular and reliable attendance.
Works cooperatively with others.
This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
Cadence Bank
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