We are looking for a highly motivated Regional Finance Analyst to support our Credit Department within Tesla Financial. The Regional Finance Analyst will be responsible for reviewing and negotiating contracts and offerings as a customer advocate.
The Regional Finance Analyst will review and negotiate non-routine contracts and credit offerings with automotive lenders as an advocate for the Tesla customer.
Represent the Tesla customers' interests in a thoughtful, detailed, and honest manner in negotiations with automotive lenders.
Build strong working relationships with outside lender personnel including credit analysts, funders, sales representatives and managers based on mutual benefit.
Assist Tesla customers in selecting a financing offer based solely on maximizing the customers' overall Tesla experience.
Complete the placement of contracts with lending banks including all required and requested stipulations in a fast and efficient manner to maximize cash flow for the company.
Review and analyze credit reports from major credit bureaus
Review income documents, affordability ratios, and credit reports in order to advise customers regarding a credit decision
Build strong working relationships with the Sales Team, Delivery Operations Team, and all Tesla team members.
Bachelor's Degree required or equivalent experience.
Evidence of exceptional ability.
1-3 years' experience in analyzing consumer auto loans and leases for a captive automotive finance company or major bank.
1-3 years' experience in the negotiation of consumer loan terms between automobile dealers and the financing lender for consumer auto loans and leases.
Expertise in reviewing consumer credit reports including Experian, Equifax, and Trans Union.
Proven ability to perform credit risk analysis.
The highest level of integrity and accountability.
Knowledge of Consumer Auto Finance and FCRA and ECOA rules.
Strong negotiation skills.
Strong written and verbal communication skills and ability to interact effectively with all levels of management.
Ability to work independently and think creatively with a proven track record of execution.