Redfin Mortgage Underwriter - Frisco, TX

Redfin Austin , TX 78719

Posted 2 months ago

Redfin Mortgage, a wholly-owned subsidiary of Redfin Corporation, is a different kind of lender that's revolutionizing the way people finance homes. We're rethinking the lending process from start to finish and putting the customer at the heart of everything we do. At Redfin Mortgage, you'll be empowered to make a difference in people's lives while growing your career in a collaborative, tech-savvy environment. If you're ready to get in on the ground floor of a fast-growing mortgage operation, join us.

A diverse, inclusive culture is vital to Redfin's mission of making real estate better for people from all walks of life. We're proud that Redfin is a place where different points of view and backgrounds are encouraged and respected. We constantly strive to build a company that reflects the world around us, based on our conviction that pursuing and developing talent of all types is the only way for a business to thrive over the long haul.

We're looking for Underwriters with the experience, vision, and passion to help build a world-class Mortgage business. In this role, you will be part of building the Underwriting Department, ensuring the highest level of credit quality. Redfin has already changed the game for the buying and selling of homes, now the same philosophy is being applied to housing finance. This position is currently 100% remote. In office work will resume at a later date, yet to be determined. Technical equipment will be provided and training will be conducted virtually.

Here's what you'll do:

  • Provide sound underwriting judgment when making credit risk decisions, based on the application of underwriting guidelines and principles, and the thorough analysis of complex loan documentation.

  • Evaluate the creditworthiness of loan applicants and the value and marketability of the subject property.

  • Insures loans meet all bank, investor, federal, state and local policies, guidelines, and regulations.

  • Communicates underwriting decisions in a clear and concise manner.

  • Provide best in class customer service with an approach to personal accountability.

What you bring to the table:

  • Ownership: you take personal accountability for your work and approach each day with a can-do attitude.

  • Knowledgeable: you have thorough, demonstrated knowledge of mortgage underwriting procedures, policies, guidelines, and regulations. This knowledge extends to credit, income and asset analysis and property review and valuation.

  • Leadership: you lead by example and participate as an effective member of any team.

  • Analytical: numbers are your friends. You can't live without data. Your analysis informs how to improve results and where to spend a little more of your time and attention. You are able to translate numbers into action.

  • Problem solver: you have demonstrated the ability to effectively solve problems

  • Tech-chops: you have a pulse on the competitive tech landscape and a modern view of Mortgage origination.

  • Borrower centric: when in doubt, you do the right thing for the borrower above all.

Requirements:

  • 5+ years experience in the retail, correspondent, or wholesale mortgage industry

  • Excellent verbal and written communication skills

  • Excellent customer service

  • High degree of attention to detail

What We Offer:

  • Competitive compensation packages with a salary and bonuses

  • Generous benefits, including paid vacation, medical, dental, and vision insurance, fully paid family leave, and more

  • Strong startup culture

To make sure we hire the most qualified people, we've designed a multi-step selection process that may include interviews, a homework assignment, and a reference check. We're excited to get to know you and hope you're ready to give this opportunity everything you've got!

Redfin is an equal opportunity employer committed to hiring a diverse workforce.

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Redfin Mortgage Underwriter - Frisco, TX

Redfin