QC Senior Auditor - (Pulte Mortgage)

QC Senior Auditor

Hybrid work arrangement - two times per month required in office. Our location is in Englewood, CO near Denver.

The primary responsibility of the Senior Auditor will be conducting quality control audits to assure adherence to company, investor, agency, and federal underwriting guidelines. Assess the soundness of previous decisions and prepare report of findings in a thorough and timely manner. To keep current on underwriting issues, internal procedures, and compliance requirements. This role will also work as a liaison with operations, investors, agencies and MI companies for coordination of outstanding issues and responses. Support co-workers who need assistance with audits.

Primary Responsibilities

DUTIES AND RESPONSIBILITIES

(in order of importance):

• Conduct monthly audits on a sample of files to determine compliance with company, investor, agency underwriting guidelines and federal requirements per the Quality Control Plan.

• Maintain audit findings in audit software for management reports and retention requirements.

• Recognize discrepancies noted during the audits, referencing trends, risk ratings and individuals who are responsible and provide input for decision-making to identify the root cause of opportunities identified within the audit.

• Review responses received regarding identified discrepancies and determine the validity of those responses.

• Perform special audits, in accordance with procedures, as assigned

• Review all property related underwriting documentation including appraisals, field appraisals, field reviews, PDR's, Title Commitments, etc. for compliance with agency and/or investor guidelines.

• Determine, establish, and review documentation for re-verification of income, employment, asset, and occupancy.

Scope:

• Contributes through specific expertise at the department, function or location level.

• No business partner authority.

• No supervisory responsibility.

Required Education

• Minimum High School diploma or equivalent.

Required Experience:

• Minimum of 5 years recent previous mortgage experience in a Quality Control or Underwriting role.

• Strong working knowledge of Underwriting guidelines including FNMA, FHLMC, FHA and VA.

• Familiarity with the mortgage industry regulatory environment and a working knowledge and understanding of ECOA, TILA/RESPA and HMDA requirements.

• Experience underwriting complex self-employment, property appraisals and title commitments.

• Excellent written and verbal communication skills to convey information properly to others.

• Must have FHA Direct Endorsement

• A combination of a DE and SAR certifications are preferred.

Pay Range: $42.16 - $45.00 per hour

This position is also eligible for an annual bonus based on successful completion of defined performance objectives

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#Hybrid

PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individual recruiters or third party recruiting agencies (collectively, "Recruiters") in response to job postings. If Recruiters nevertheless submit one or more unsolicited resumes to any employee at PulteGroup, Inc. or its affiliates without a valid written agreement in place for this position, it will be deemed the sole property of PulteGroup, Inc. and its affiliates. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job.

All employees must be committed to fair and nondiscriminatory lending, in conformity with the Equal Credit Opportunity and Fair Housing acts, and to compliance with all applicable laws, regulations and company policies. Employees must act responsibly in their efforts to provide financial services to Pulte customers and to provide support to Pulte's core purposes.

All offers of employment are contingent upon clear results of a comprehensive pre-hire background check including credit, criminal, education and employment.

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