Property & Casualty Risk Manager

Position:

Property & Casualty Risk Manager

Reports To:

CFO

Department:

Finance

Type of position:

Full Time

Job Description

Location:             Houston, TX

Department:      Finance

Reports to:         CFO

The Company operates a chain of Hispanic specialty grocery stores in Texas and Oklahoma, headquartered in Spring Branch, Houston, Texas.

Summary/Objective:

Reporting directly to the VP, the Property & Casualty Risk Manager is responsible overseeing the organization and sister company's comprehensive insurance and risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization. Monitors procedures for effectiveness and provides recommendations for improvement. The Property & Casualty Risk Manager will create and implement systems which align with the policies and procedures of the Company. Has acquired the business acumen and leadership experience to become a top function or division head.

Primary Duties and Responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform primary duties and responsibilities.

• Conducts risk assessments, collecting and analyzing documentation, statistics, reports, and market trends.

• Negotiates and hires policies: Liability, Property, Occupancy, Cyberrisk, etc.

• Negotiates broker commissions. $200-500K annual expected

• Responsible for successful outcome of profitability.

• Quotes with various brokers for best coverage

• Advises on best practices on occupational claim handling

• Implement reporting and claim tracking systems for accuracy and digital access

• OSHA training and collaboration with HR and Safety department.

• Stays current with Food Industry trends and continually works on self-knowledge.

• Establishes policies and procedures to identify and address risks in the organization's services and departments.

• Reviews and assesses risk management policies and protocols; makes recommendations and implements modifications and improvements.

• Recommends and implements risk management solutions such as insurance, safety and security policies, business continuity plans, or recovery measures.

• Reviews and analyzes metrics and data such as cash flow, inventory, breakage, and employee activity that could uncover fraudulent behavior.

• Drafts and presents risk reports and proposals to executive leadership.

• Performs other duties as directed.

Education and Experience:

• Bachelor's degree in Risk Management, Finance, or related field required.

• At least one year of related experience preferred.

Required Skills/Abilities:

• Thorough understanding of policies and best practices of risk management.

• Excellent verbal and written communication skills.

• Excellent mathematical and critical thinking skills.

• Excellent analytical and problem-solving skills.

• Excellent organizational skills and attention to detail.

• Strong supervisory and leadership skills.

• Proficient with Microsoft Office Suite or related software to prepare reports and policies.

• Travel on an occasional basis for onsite store visits is a MUST.

• Works a 50-hour week minimum and has the availability to work a flexible schedule, including weekends and holidays as business dictates.

• Satisfactory work and attendance & punctuality record

• Strong work ethic, accountability, and team mentality

• Adheres to all company policies, procedures and practices, including established safety practices.

Work Environment:

• Prolonged periods of sitting at a desk and working on a computer.

• Work is normally performed in a typical interior/office work environment.

• Must be able to lift up to 15 pounds at times.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Signatures:

This job description has been approved by all levels of management:

Supervisor: ____________________________________________________

Date: ________________________________________________________

Employee Job Description Acknowledgement:

I have received a copy of the job description for my position. If I have any questions about job duties I am asked to perform, I should discuss them with my immediate supervisor.

Employee: ___________________________________________________

Date: ________________________________________________________

This document describes the current position. It is not an employment contract. Our Company reserves the right to modify job duties or job descriptions at its discretion.