Production Specialist

Here we grow again! Wipro is seeking individuals who combine excellent problem-solving skills with the ability to function effectively both as part of a team or on an individual basis to bring their talent to our team.

Wipro is a leading global IT solutions and services company with over 240,000 dedicated employees serving clients across multiple continents and 66 countries. We offer a strong compensation package that includes competitive pay and day one benefits. Wipro also offers many opportunities for career advancement within our engaging and exciting culture. 100% remote US Citizen or Green Card Must reside in the USA Position:

Underwriter Responsibilities: Ability to manually underwrite complex transactions to ensure the loan meets established guidelines. Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client.

Run the AUS and verify the data integrity off the Desktop UW / Loan Prospector Review the Employment Guideline Requirements Perform Income calculations (salaried / Self employed / Rental / Other Incomes) Validate all type of Assets including 401K, Bank Statements, Mutual funds etc., Usage of Assets against Income requirement / qualification Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payments Review appraisal and perform Property Valuation and use property valuation tools Review Credit Report including Credit Scores, Existing liens, payments etc., Also review on the alternate / support documents for credit review. Title review and lien validations Review loan details in Loan application, Letter of explanations, gift letters Income verification on Bank statement loans. Client specific guideline review with alternate documentations Understanding on Counter offer and Solution the loan Review on compliance documents Must haves: Minimum of

• 5-6 years of mortgage processing experience and a background in Mortgage Originations Ops Hands on experience in MS office applications (Word, Excel, PowerPoint, etc.) Attention to detail

• Has to be accurate on numbers and deliver in timely manner Good verbal & written communication Ability to handle demanding working environment and work under pressure Willingness to learn / Trainable / Problem solver Must have a High School Diploma, Bachelor's Degree preferred