Product Manager- Deposits

Affirm New York , NY 10007

Posted 2 months ago

We're looking for an outstanding product manager who can imagine the future of consumer finance and work closely with our team on building it. You would be part of the founding product team in Affirm's expanding New York office.

What You'll Do

  • Understand the needs of our users to be their advocate

  • Be an expert on our customers, product, market and competitors

  • Define new products and features with specs, wireframes, and product flows

  • Collaborate across functions including engineering, design, finance, risk and legal to successfully launch and scale our products

  • Analyze the user impact of product features and define key metrics for success

  • Optimize user flows using controlled experiments and user testing

What We Look For

  • Passion and drive to change consumer finance for the better

  • Track record of successfully launching and growing software products and services

  • Clear and compelling in written and verbal communication

  • Obsesses over getting the details right but knows how to ship on time

  • Driven to question assumptions and validate hypotheses

  • Familiarity with SQL and Excel for product analysis

  • Experience with consumer finance, mobile apps, or payments is a plus

About Affirm

Affirm is reinventing credit to make it more honest and friendly. Started by PayPal co-founder Max Levchin, Affirm gives consumers the flexibility to buy now and make simple monthly payments. Unlike other credit options, Affirm offers transparent payment terms (no fees or compounding interest), and employs advanced technology to reach a broader consumer population.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Group Product Manager Deposits Analytics 26 Optimization

US Bank

Posted 3 weeks ago

VIEW JOBS 4/2/2019 12:00:00 AM 2019-07-01T00:00 Liquidity Management is an ongoing, critical focus in Global Treasury Management (GTM). Our structured deposit and liquidity products approach will support Corporate and Commercial Banking's goals of gathering deposit balances, enhancing market visibility and thought leadership, and delivering solutions that win share of wallet. We are looking for a seasoned financial leader to develop internal and external tools that drive deposit portfolio optimization, behavioral analysis and ECR portfolio management, pricing approach and governance. Key areas of responsibility include: Responsible for supporting GTM's liquidity management strategy by developing and executing portfolio analysis and pricing recommendations in line with the bank's funding and expense targets. This individual will be responsible for: * Development of analysis and reporting that drive foundational portfolio and pricing strategies, including: internal balance/rate/fee trending, pricing sensitivity and what-if scenarios, customer behavioral trending, and competitive rate analysis and trending * Collaborating with Corporate Treasury and business line finance partners to ensure target rate, balance mix, and revenue/margin expenses are in line with bank forecasts * Creation of Earnings Credit Rate pricing strategy and recommended actions for standard and exception priced portfolios * Ongoing monitoring of deposit portfolio to ensure adherence to pricing decisions, balance targets, etc. * Analysis of and recommendations for resources needed to support statistical modelling, competitive data, and pricing optimization * Active leadership and participation in bank-wide balance and rate management forums Uses emerging technologies to deliver liquidity optimization resources to customers through all applicable channels. Drives client-facing and external stakeholder activities throughout the product or experience lifecycle. Develop digital tools and resources used by sales team to drive meaningful deposit conversations with clients, present external-facing liquidity solutions, and allow for continuous monitoring of inflows/outflows at product and account levels that drive real time pricing adjustments Partner closely with Digital Channels team to assist in digital portal resource development activities including requirement definition, wireframe design, facilitation of client feedback sessions, oversight of technology development, management of pilots, migration and rollout planning. Ensure go-to market strategies: * Provide marketing and product support to sales and service organizations. * Address an end-to-end focus on controls and regulatory requirements * Include an ongoing evaluation loop that includes requests from clients, sales, product and operations. * Include continuous internal education and sales support resources that will enable in-depth client discovery/engagement on cash flows and short-term liquidity Basic Qualifications * Bachelor's degree, or equivalent work experience * 10 or more years of product management experience Preferred Skills * Excellent analytical and strategic skills; attention to detail required * Ability to work / communicate across multiple business lines and with multiple levels of leadership * Demonstrated ability to use data analysis to identify client behavioral patterns and preferences, and drive innovative solutions to meet those patterns and preferences. * 8 years of financial services experience, preferably in liquidity, earnings credit or product management. Knowledge of/or previous Treasury experience a plus * Product development, roadmap development and the Agile delivery process preferred. Background in user experience design, data visualization and client facing applications. * Creative problem solver with experience building and executing innovative and complex solutions. Proficiency in project management, including project planning and budget management. * Self-motivated; strong follow-through and commitment to owning and delivering results. * Strong data management skills (ability to manage and analyze large populations of data) * Strong communication, presentation and negotiation skills * Inquisitive nature and critical thinking capabilities. Able to deal with ambiguity. US Bank New York NY

Product Manager- Deposits

Affirm