Private Mortgage Banker (Safe)

Wells Fargo Raleigh , NC 27611

Posted 1 week ago

Job Description:

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Consumer Banking is an industry leader in supporting homeowners and consumers in addition to operating one of the most extensive banking franchises in the country. We serve mass market, affluent, and small business customers; as well as provide home and personal lending. Our focus is on delivering an exceptional experience for our customers through financial advice and guidance coupled with providing the products and services that will help them realize their financial hopes and dreams. We've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

We have an immediate opening for a Private Mortgage Banker. This individual is responsible for producing high quality jumbo residential mortgage loans that meet Wells Fargo Home Mortgage guidelines by building relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non traditional sources. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

Additional duties include:

  • Develop knowledge of company products, policies and procedures, and underwriting requirements

  • Understand real estate appraisals, title reports, and real estate transactions

  • Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures

  • Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk

  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in

  • Develop and maintains a high degree of visibility for WFHM in the marketplace

  • Perform miscellaneous duties as needed and required

Required Qualifications

  • 2+ years of sales experience in financial services, outside sales experience, or a combination of both

Desired Qualifications

  • Basic Microsoft Office skills

  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

  • Excellent verbal, written, and interpersonal communication skills

  • Mortgage industry experience

  • Knowledge and understanding of sales prospecting and generating referrals

  • Bilingual speaking proficiency in Spanish/English

  • Customer service experience

  • A BS/BA degree or higher

Other Desired Qualifications

  • Experience working with high net-worth clients

Job Expectations

  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

  • Ability to lift 20+ pounds

  • Reliable transportation

  • Ability to work nights, weekends, and/or holidays as needed or scheduled

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

CONSUMER BNKG 0100113 CONSUMER BNKG


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Consultant Consumer Direct Mortgage Call Center

New Penn Financial

Posted Yesterday

VIEW JOBS 3/22/2019 12:00:00 AM 2019-06-20T00:00 Frustrated with Delayed Closings at your Current Job? Here at NewRez, we Pride Ourselves on Fast Turn Times and Customer Satisfaction. We Provide Leads! Offer an Aggressive Commission Plan along with a Base Salary! Mission Statement: From the acquisition of New Penn Financial by New Residential Investment Corp. comes NewRez. It's more than just a new name, it's new opportunities! It's an exceptionally strong organization with a reputation for quality and a get-it-done attitude. Now backed by the financial resources, expertise and unparalleled capabilities that will allow us to rise like never before. We are a leading nationwide mortgage lender because we have the expertise, the product solutions and competitive pricing talented individuals expect. We maintain a favorable reputation because we deliver exceptional customer service to our borrowers and clients. Founded in just 2008 as a start-up, we have grown to over 2,170+ employees in over 130 offices and are licensed to lend in 49 states plus DC. We have earned the recognition of Inc. Magazine's 500/5000 Lists of Fastest Growing Private Companies, hold a position on Mortgage Executive Magazine's list of 50 Best Companies to Work For, and regularly appear on the Scotsman Guide list of top lenders, to name a few. NewRez pays for all of the leads that you need to be a successful loan originator! * Numerous products such as FHA, VA, Conventional, Jumbo, HARP, USDA, 203k, and proprietary portfolio products * Paperless submissions and e-disclosures * Strong management and training team to assist in reaching your true potential * Local processing and fast turn times * Generous compensation package Responsibilities: * Originate first home mortgages and refinance loans by responding to company-provided leads via phone in a timely manner from: internet, direct mail campaigns, referrals or other special marketing campaigns * Provide superior customer service skills by responding to company-provided leads in a timely manner from: internet, direct mail campaigns, radio ads, referrals or other special marketing campaigns * Originate first home mortgages and refinance loans * Engage with consumers, determine their needs and offer the appropriate products * Take mortgage loan applications by phone and prepare effective loan proposals * Obtain all necessary information to close the loan in a timely manner, including but not limited to: credit reports, income verification, appraisals, lien searches, etc. * Meet individual monthly sales goals * Stay informed of developing trends in the mortgage industry * Maintain compliance with the NewRez Code of Conduct Qualifications: * Experience using persuasive, selling communication skills * Demonstrated ability to connect quickly with people in an outgoing, friendly manner * Work efficiently and accurately with proven success in a fast-paced environment * Detail-oriented with demonstrated, careful decision-making skills * Working independently with minimal supervision * Possessing basic computer skills * Passing a background check for state licensing * Origination experience in the mortgage or banking industry required – multiple mortgage licenses strongly preferred * Must have originated a loan in the past three months * Maintenance of mortgage licenses by completing mandatory annual continuing education * A solid understanding of appraisals, title reports and product guidelines NewRez's Consumer Direct Division is expanding and looking to hire successful Mortgage Consultants to join our growing team. Apply today to start your new career! Location: 4350 Lassiter at North Hills Ave, Suite 280, Raleigh, 27609 NewRez, LLC is an Equal Opportunity Employer and Equal Opportunity Lender. New Penn Financial Raleigh NC

Private Mortgage Banker (Safe)

Wells Fargo