Post-Closing Loan Review Spec I

Basic Qualifications:

• High school diploma or equivalent

• 1 year computer experience to include Microsoft Word, Excel and Outlook

• Ability to work extended hours as needed

Job Purpose and Scope:

Review all loan documents for Bank loan policy and compliance issues.

Essential Job Functions:

• Review consumer non-real estate and business non-real estate loan files for correct forms, completed forms, policy compliance and regulatory compliance, including, but not limited to the following collateral types:

• Unsecured loans

• Vehicle/trailer/boat/ATV secured loans

• Deposit secured loans

• Accounts Receivable, Equipment, Stocks, Insurance and other financial collateral types

• Agricultural secured loans such as cattle and/or crop

2.Review collateral records for completeness and send requests for maintenance as needed

3.Review that all borrowers, co-borrowers and guarantors are complete in Navigator and send requests for maintenance as needed

4.Send copies of review findings to officers

5.Add tracking to computer system for follow up

6.Communicate with officers and loan assistants concerning review process and requirements

7.Maintain good punctuality and attendance work

Marginal Duties: Knowledge, Skills & Abilities:

• Computer skills including Microsoft Word and Excel

• Excellent communication skills, including verbal and written

• Ability to multi-task

• Ability to work under general supervision

• Ability to work well under pressure and with deadlines

• Knowledge of federal regulations related to lending

Equipment Used in Job Performance/Working Environment:

• Computer

• Telephone

• Scanner

• Facsimile Machine

Major Job Demands (Physical/Mental):

• Decision making

• Problem solving

• Managing multiple priorities

• Ability to adapt to repeated interruptions

• Ability to work under deadlines

• Ability to work overtime

Note: This description is not an exhaustive list of all job functions, duties, skills and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.