Portfolio Manager

United Community Bank Raleigh , NC 27611

Posted 2 months ago

Position Title: Portfolio Manager

Reports To: CEO, Senior Lender, or other designated local senior management

Direct Reports: N/A

SUMMARY:

Responsible for managing larger commercial credits. Ensures the portfolio achieves soundness, probability, and growth objectives. Provides credit and sales support to Commercial Lending.

JOB REQUIREMENTS:

  • Bachelor's Degree from an accredited school with course work in finance and accounting preferred

  • 5+ years' work experience related to various aspects of commercial lending

  • Possesses a proficient knowledge of credit policy, banking regulations, and loan documentation issues

  • Must be able to spread, analyze, and interpret complex business and personal financial statements and tax returns

  • Must be able to analyze relationships, clients, and prospects globally, not just on individual requests

  • Must be able to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks

  • Must prepare and be able to present credit analysis packages through the credit approval chain with limited supervision

  • Must possess an extensive knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations

  • Must have excellent interpersonal and communication skills

  • Must be able to verbally communicate effectively one-to-one and in groups

  • Must be able to write clearly and effectively

  • Must be able to develop and maintain cohesive, cooperative working relationship with co-workers

  • Must have good personal organization and time management skills

  • Must understand and work effectively within the credit culture of the company

  • Must allocate time effectively and independently prioritize work load to meet timelines

  • Must be able to work with in-house financial reporting applications, including Navigator

  • Good mathematical, reading comprehension and writing skills

  • Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

JOB FUNCTIONS:

  • Working with lenders to manage all aspects of the local loan portfolio including annual reviews, past dues, BBRs, covenant compliance, CARs, collateral exceptions, and other portfolio management tools

  • Actively participating and assisting in all aspects of the loan process including calling, underwriting, presenting throughout the credit approval chain, and closing

  • Identifying and collecting all relevant information required to analyze credit requests

  • Coordinating with Credit Analysts in the preparation of LARs, credit memos, financial spreads, and related documents

  • Serving as secondary contact on client relationships

  • Identifying cross-sell opportunities with new and existing clients

  • Preparing commitment letters and reviewing loan documents

  • Assisting lenders in their prospecting efforts

  • Other duties as assigned

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Portfolio Manager

Icon

Posted 3 months ago

VIEW JOBS 7/25/2022 12:00:00 AM 2022-10-23T00:00 <p>At ICON, it's our people that set us apart. Our diverse teams enable us to become a better partner to our customers and help us to fulfil our mission to advance and improve patients' lives.</p><p>Our 'Own It' culture is driven by four key values that bring us together as individuals and set us apart as an organisation: Accountability &amp; Delivery, Collaboration, Partnership and Integrity. We want to be the Clinical Research Organisation that delivers excellence to our clients and to patients at every touch-point. In short, to be the partner of choice in drug development.</p><p>That's our vision. We're driven by it. And we need talented people who share it.</p><p>If you're as driven as we are, join us. You'll be working in a dynamic and supportive environment, with some of the brightest and the friendliest people in the sector, and you'll be helping shape an industry.</p><p>Are you passionate, resilient? We are always looking for inspiring individuals to join our team. In this role you will play an integral role accountable for the leadership of the Biostatistics and Programming activities for a Portfolio of studies of high complexity &amp; value within the organization.</p><p>Key responsibilities</p><ul><li><p>Recognize, exemplify and adhere to ICON's values which center around our commitment to People, Clients and Performance.</p></li><li><p>.As a Manager, the employee is expected to recognize the importance of and create a culture of process improvement with a focus on streamlining our processes adding value to our business and meeting client needs.</p></li><li><p>Travel (approximately 25%) domestic and/or international.</p></li><li><p>Serve as the ITG internal and external escalation point of contact for one or more key clients to ensure consistent delivery of products and services.</p></li><li><p>Overall responsibility for client relationship and service delivery</p></li><li><p>Responsible for escalation of risk to senior management.</p></li><li><p>Keep senior management informed of the status of Client Portfolio of projects - to include issues in relation to budget, personnel, quality, and timelines.</p></li><li><p>Understand client needs and priorities and ensure timely resolution to client requests.</p></li><li><p>Gather client performance metrics and reporting</p></li><li><p>Participate in bid defense meetings and proposal preparation and reviews</p></li><li><p>Resource assignment and prioritization.</p></li><li><p>Continually monitor/review project results to identify and implement best practices.</p></li><li><p>Support team members to ensure success of projects while maintaining customer service focus.</p></li><li><p>Maintain, and lead high performance project teams, serving as the project advocate within the client organization</p></li></ul><p>Benefits of Working in ICON:</p><p>Our success depends on the quality of our people. That's why we've made it a priority to build a culture that rewards high performance and nurtures talent.</p><p>We offer very competitive salary packages. And to keep them competitive, we regularly benchmark them against our competitors. Our annual bonuses reflect delivery of performance goals - both ours and yours.</p><p>We also provide a range of health-related benefits to employees and their families and offer competitive retirement plans - and related benefits such as life assurance - so you can save and plan with confidence for the years ahead.</p><p>But beyond the competitive salaries and comprehensive benefits, you'll benefit from an environment where you are encouraged to fulfil your sense of purpose and drive lasting change.</p><p>ICON is an equal opportunity and inclusive employer and is committed to providing a workplace free of discrimination and harassment. All qualified applicants will receive equal consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.</p><p>If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application process, or in order to perform the essential functions of a position, please let us know through the form below.</p><p>Are you a current ICON Employee? Please click here to apply: link</p><br> Icon Raleigh NC

Portfolio Manager

United Community Bank