Portfolio Manager

United Bank, Inc. Morgantown , WV 26502

Posted 2 weeks ago

Job Description:

The Portfolio Manager owns primary responsibility for the underwriting quality, portfolio administration and credit quality of assigned portfolio working directly with Relationship Manager, Lenders and other stakeholders within the Bank.


  • Responsible for the credit and monitoring of portfolio risks

  • Working directly with Relationship Manager, Treasury Management and other team members to effectively grow fees, deposits, and portfolio revenue by presenting financial solutions to customers.

  • Conducts preliminary evaluation and underwriting of loan proposals terms sheets.

  • Contribute to the Team's overall meeting and/or exceeding the assigned volume/production goals

  • Will be responsible for entering and maintaining client data into the CLX and Sales Management system

  • Identify and recommend changes and enhancements to the Bank's lending policies and procedures, to best serve community and current market needs

  • Responsible for full cycle of loan requests process. Provide financial and market analysis, obtain data to prepare a term sheet and write proposals to expand lending business.

  • As part of the underwriting process, requests all third party appraisals required and obtain reports while ensuring all is within compliance.

  • Identify areas of concerns pertaining to a loan and discuss with Lender or Relationship Manager

  • Primary liaison with the Credit Department on loans submitted, prepare LLR and facilitate approval of the loan.

  • Primary contact for the coordination of information between client and internal departments in the loan process.

  • Responsible for communication and finalizing loan closing with external closing attorney.

  • Responsible for overseeing renewals, document tickler and covenant tracking of loans.

  • Monitor loan documentation exception reports and follow-up to clear up document exceptions in a timely manner.

  • Monitor financial statement exception reports and follow-up to clear up financial statement exceptions in a timely manner.

  • Works closely with Relationship Manager to manage maturing loans.

  • Troubleshoot, report and manage activity on delinquent accounts at the various intervals

  • Generate and provide requested reports as necessary on Team's loan portfolio

  • Participate in team sales call and attend external events and activities in a business development role.


  • Bachelor's degree in Business, Finance or related field or equivalent experience

  • Minimum of three (3) years of experience working in a Banking environment with emphasis on credit area required.

  • Prior working experience with loan underwriting is required.

  • Formal credit training is required.

  • Ability to successfully complete CLX and Sales Management system training within 90 days of hire or transferring into position required

  • Ability to analyze financial and project statement, corporate and personal tax returns.

  • Understanding of basic loan structure processes and regulations associated with lending

  • Strong understanding of loan documentation criteria

  • Knowledge of United's services, products, policies and procedures is a plus

  • Excellent verbal and written communication skills;

  • Proficiency with Microsoft Office Suite (Word, Excel, Powerpoint)

  • Excellent interpersonal, customer relations and sales skills

  • Ability to demonstrate being a self-starter, well-organized, detail-oriented

  • Strong team work ethics is required

  • Ability to work well independently and in a fast paced environment

  • Travel within the local market may be necessary


  • Relationship Building

  • Business Development focused

  • Analytical

  • Professionalism

Essential Functions:

  • Sitting for extended periods of time.

  • Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, power tools, and other computer components.

  • Ability to converse and exchange information with all levels of staff within organization.

  • Ability to observe, perceive, identify, and translate data

Company Profile

With over 175 years of experience, United Bank is one of the region's premier banks with locations in West Virginia, Virginia, Washington, DC, Maryland, Ohio, and Pennsylvania. A subsidiary of United Bankshares, Inc., with dual headquarters in Washington, DC and Charleston, WV, we are a full service financial institution with over $19 billion in assets.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Sales Account Manager

Keurig Dr Pepper

Posted 2 days ago

VIEW JOBS 3/25/2019 12:00:00 AM 2019-06-23T00:00 Job Overview Account Manager CombinationThe Account Manager Combination is responsible for up-selling and fulfillment/replenishment, focused on execution and merchandising. Accountable for retention and penetration of small and large format customers by geography and may handle some on-premise customers. Position Shift and Schedule This is a full time permanent position working 1st Shift Monday through Friday. Flexibility to work weekends and holidays is required as scheduled. Position Compensation This is a Salary position plus commission based on sales. You will also receive mileage reimbursement for the use of your personal vehicle. Attractive benefits package (medical, dental, vision, 401K, etc). Position Territory This position will support our customers' stores located around Morgantown, Fairmont ,Blacksville, Mannington and surrounding areas. We have a local facility located in Fairmont, WV that you will need to visit for orientation and scheduled meetings as needed. Position Responsibilities * Sell Keurig Dr Pepper brands to maximize brand growth, share growth, brand distribution, and to obtain specific volume objectives. * Contact key personnel in assigned accounts pre-selling products, promotions, displays, point-of sale material, beverage section revamps, service requirements. * Develop and implement beverage shelf re-allocations designed to maximize the sales of Keurig Dr Pepper brands. * Participate in the installation of revamped beverage sections, displays and placement of POS material according to company merchandising standards. * Stock and merchandise Keurig Dr Pepper brands in the allocated beverage section, including racks and secondary displays. * Assist in the sale, placement, and changing of vendors in chain store accounts; check regularly for proper mechanical operation, cleanliness, selection and product availability. * Maintain accurate sales records for all assigned accounts, including special reports on promotional activity, competitive sales and space allocations. * Maintain adequate amounts of back stock in each account to ensure product availability for in-store stocking and merchandising. Requirements * High school diploma or general equivalency diploma (GED) * 1 year of customer service experience in a retail environment, in a sales position, or a Bachelor's degree in Business, Management, Hospitality or Marketing preferred * Lift, push, and pull a minimum of 50 pounds repeatedly * Valid driver's license Company Overview & EEO Statement Keurig Dr Pepper (KDP) is a leading coffee and beverage company in North America with dual headquarters in Burlington, MA and Plano, TX, with annual revenue in excess of $11 billion. KDP holds leadership positions in soft drinks, specialty coffee and tea, water, juice and juice drinks and mixers, and markets the #1 single serve coffee brewing system in the U.S. The Company maintains an unrivaled distribution system that enables its portfolio of more than 125 owned, licensed and partner brands to be available nearly everywhere people shop and consume beverages. With a wide range of hot and cold beverages that meet virtually any consumer need, KDP key brands include Keurig®, Dr Pepper®, Green Mountain Coffee Roasters®, Canada Dry®, Snapple®, Bai®, Mott's® and The Original Donut Shop®. The Company employs more than 25,000 employees and operates more than 120 offices, manufacturing plants, warehouses and distribution centers across North America. Benefits built for you: Our people are the heart of our business, which is why we offer robust benefits to support your health and wellness as well as your personal and financial well-being. We also provide employee programs designed to enhance your professional growth and development while ensuring you feel valued, inspired and appreciated at work. Keurig Dr Pepper Inc. is an equal opportunity employer and affirmatively seeks diversity in its workforce. Keurig Dr Pepper Inc. recruits qualified applicants and advances in employment its employees without regard to race, color, religion, gender, sex, sexual orientation, gender identity, gender expression, age, disability, genetic information, ethnic or national origin, marital status, veteran status, or any other status protected by law. EOE Minorities/Females/Protected Veterans/Disabled Candidates must be able to pass a background check and drug test, as applicable for the role. Keurig Dr Pepper Morgantown WV

Portfolio Manager

United Bank, Inc.